LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,095
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$39,280
−HK$1,203/mo
Today · 4.125%
HK$40,483
baseline
▲ 0.50% · 4.625%
HK$42,947
+HK$2,464/mo
Deposit HK$8.35M · loan HK$8.35M · min. income ≈ HK$80,966/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$626,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,380
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$43,516
−HK$1,153/mo
Today · 4.125%
HK$44,669
baseline
▲ 0.50% · 4.625%
HK$47,024
+HK$2,355/mo
Deposit HK$8.35M · loan HK$8.35M · min. income ≈ HK$89,338/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$626,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,713
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$47,135
−HK$1,445/mo
Today · 4.125%
HK$48,580
baseline
▲ 0.50% · 4.625%
HK$51,536
+HK$2,956/mo
Deposit HK$6.68M · loan HK$10.02M · min. income ≈ HK$97,160/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,856
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$52,220
−HK$1,383/mo
Today · 4.125%
HK$53,603
baseline
▲ 0.50% · 4.625%
HK$56,429
+HK$2,826/mo
Deposit HK$6.68M · loan HK$10.02M · min. income ≈ HK$107,206/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,332
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$54,991
−HK$1,686/mo
Today · 4.125%
HK$56,677
baseline
▲ 0.50% · 4.625%
HK$60,125
+HK$3,448/mo
Deposit HK$5.01M · loan HK$11.69M · min. income ≈ HK$113,354/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,332
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$60,923
−HK$1,614/mo
Today · 4.125%
HK$62,537
baseline
▲ 0.50% · 4.625%
HK$65,834
+HK$3,297/mo
Deposit HK$5.01M · loan HK$11.69M · min. income ≈ HK$125,074/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,570
−HK$4,300/mo
▼ 0.25% · 3.875%
HK$70,703
−HK$2,167/mo
Today · 4.125%
HK$72,870
baseline
▲ 0.50% · 4.625%
HK$77,304
+HK$4,434/mo
Deposit HK$1.67M · loan HK$15.04M · min. income ≈ HK$145,740/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,284
−HK$4,121/mo
▼ 0.25% · 3.875%
HK$78,330
−HK$2,075/mo
Today · 4.125%
HK$80,405
baseline
▲ 0.50% · 4.625%
HK$84,643
+HK$4,238/mo
Deposit HK$1.67M · loan HK$15.04M · min. income ≈ HK$160,810/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,485 · Scale 2, in force from 26 Feb 2026)