LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,095
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$39,280
−HK$1,204/mo
Today · 4.125%
HK$40,484
baseline
▲ 0.50% · 4.625%
HK$42,947
+HK$2,463/mo
Deposit HK$8.35M · loan HK$8.35M · min. income ≈ HK$80,968/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$626,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,380
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$43,517
−HK$1,153/mo
Today · 4.125%
HK$44,670
baseline
▲ 0.50% · 4.625%
HK$47,024
+HK$2,354/mo
Deposit HK$8.35M · loan HK$8.35M · min. income ≈ HK$89,340/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$626,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,714
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$47,136
−HK$1,445/mo
Today · 4.125%
HK$48,581
baseline
▲ 0.50% · 4.625%
HK$51,537
+HK$2,956/mo
Deposit HK$6.68M · loan HK$10.02M · min. income ≈ HK$97,162/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,856
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$52,220
−HK$1,384/mo
Today · 4.125%
HK$53,604
baseline
▲ 0.50% · 4.625%
HK$56,429
+HK$2,825/mo
Deposit HK$6.68M · loan HK$10.02M · min. income ≈ HK$107,208/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,333
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$54,992
−HK$1,685/mo
Today · 4.125%
HK$56,677
baseline
▲ 0.50% · 4.625%
HK$60,126
+HK$3,449/mo
Deposit HK$5.01M · loan HK$11.69M · min. income ≈ HK$113,354/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,332
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$60,924
−HK$1,614/mo
Today · 4.125%
HK$62,538
baseline
▲ 0.50% · 4.625%
HK$65,834
+HK$3,296/mo
Deposit HK$5.01M · loan HK$11.69M · min. income ≈ HK$125,076/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,571
−HK$4,300/mo
▼ 0.25% · 3.875%
HK$70,704
−HK$2,167/mo
Today · 4.125%
HK$72,871
baseline
▲ 0.50% · 4.625%
HK$77,305
+HK$4,434/mo
Deposit HK$1.67M · loan HK$15.04M · min. income ≈ HK$145,742/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,284
−HK$4,122/mo
▼ 0.25% · 3.875%
HK$78,330
−HK$2,076/mo
Today · 4.125%
HK$80,406
baseline
▲ 0.50% · 4.625%
HK$84,644
+HK$4,238/mo
Deposit HK$1.67M · loan HK$15.04M · min. income ≈ HK$160,812/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,491 · Scale 2, in force from 26 Feb 2026)