LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,096
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$39,281
−HK$1,204/mo
Today · 4.125%
HK$40,485
baseline
▲ 0.50% · 4.625%
HK$42,948
+HK$2,463/mo
Deposit HK$8.35M · loan HK$8.35M · min. income ≈ HK$80,970/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$626,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,381
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$43,518
−HK$1,153/mo
Today · 4.125%
HK$44,671
baseline
▲ 0.50% · 4.625%
HK$47,026
+HK$2,355/mo
Deposit HK$8.35M · loan HK$8.35M · min. income ≈ HK$89,342/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$626,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,715
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$47,137
−HK$1,445/mo
Today · 4.125%
HK$48,582
baseline
▲ 0.50% · 4.625%
HK$51,538
+HK$2,956/mo
Deposit HK$6.68M · loan HK$10.02M · min. income ≈ HK$97,164/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,858
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$52,222
−HK$1,383/mo
Today · 4.125%
HK$53,605
baseline
▲ 0.50% · 4.625%
HK$56,431
+HK$2,826/mo
Deposit HK$6.68M · loan HK$10.02M · min. income ≈ HK$107,210/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,334
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$54,993
−HK$1,686/mo
Today · 4.125%
HK$56,679
baseline
▲ 0.50% · 4.625%
HK$60,128
+HK$3,449/mo
Deposit HK$5.01M · loan HK$11.69M · min. income ≈ HK$113,358/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,334
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$60,925
−HK$1,615/mo
Today · 4.125%
HK$62,540
baseline
▲ 0.50% · 4.625%
HK$65,836
+HK$3,296/mo
Deposit HK$5.01M · loan HK$11.69M · min. income ≈ HK$125,080/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,573
−HK$4,300/mo
▼ 0.25% · 3.875%
HK$70,706
−HK$2,167/mo
Today · 4.125%
HK$72,873
baseline
▲ 0.50% · 4.625%
HK$77,307
+HK$4,434/mo
Deposit HK$1.67M · loan HK$15.04M · min. income ≈ HK$145,746/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,287
−HK$4,121/mo
▼ 0.25% · 3.875%
HK$78,333
−HK$2,075/mo
Today · 4.125%
HK$80,408
baseline
▲ 0.50% · 4.625%
HK$84,647
+HK$4,239/mo
Deposit HK$1.67M · loan HK$15.04M · min. income ≈ HK$160,816/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,510 · Scale 2, in force from 26 Feb 2026)