LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,096
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$39,281
−HK$1,204/mo
Today · 4.125%
HK$40,485
baseline
▲ 0.50% · 4.625%
HK$42,949
+HK$2,464/mo
Deposit HK$8.35M · loan HK$8.35M · min. income ≈ HK$80,970/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$626,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,382
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$43,518
−HK$1,153/mo
Today · 4.125%
HK$44,671
baseline
▲ 0.50% · 4.625%
HK$47,026
+HK$2,355/mo
Deposit HK$8.35M · loan HK$8.35M · min. income ≈ HK$89,342/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$626,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,715
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$47,137
−HK$1,445/mo
Today · 4.125%
HK$48,582
baseline
▲ 0.50% · 4.625%
HK$51,538
+HK$2,956/mo
Deposit HK$6.68M · loan HK$10.02M · min. income ≈ HK$97,164/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,858
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$52,222
−HK$1,384/mo
Today · 4.125%
HK$53,606
baseline
▲ 0.50% · 4.625%
HK$56,431
+HK$2,825/mo
Deposit HK$6.68M · loan HK$10.02M · min. income ≈ HK$107,212/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,335
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$54,994
−HK$1,685/mo
Today · 4.125%
HK$56,679
baseline
▲ 0.50% · 4.625%
HK$60,128
+HK$3,449/mo
Deposit HK$5.01M · loan HK$11.69M · min. income ≈ HK$113,358/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,334
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$60,926
−HK$1,614/mo
Today · 4.125%
HK$62,540
baseline
▲ 0.50% · 4.625%
HK$65,836
+HK$3,296/mo
Deposit HK$5.01M · loan HK$11.69M · min. income ≈ HK$125,080/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,573
−HK$4,300/mo
▼ 0.25% · 3.875%
HK$70,706
−HK$2,167/mo
Today · 4.125%
HK$72,873
baseline
▲ 0.50% · 4.625%
HK$77,307
+HK$4,434/mo
Deposit HK$1.67M · loan HK$15.04M · min. income ≈ HK$145,746/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,287
−HK$4,121/mo
▼ 0.25% · 3.875%
HK$78,333
−HK$2,075/mo
Today · 4.125%
HK$80,408
baseline
▲ 0.50% · 4.625%
HK$84,647
+HK$4,239/mo
Deposit HK$1.67M · loan HK$15.04M · min. income ≈ HK$160,816/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,511 · Scale 2, in force from 26 Feb 2026)