LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,098
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$39,283
−HK$1,204/mo
Today · 4.125%
HK$40,487
baseline
▲ 0.50% · 4.625%
HK$42,951
+HK$2,464/mo
Deposit HK$8.35M · loan HK$8.35M · min. income ≈ HK$80,974/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$626,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,384
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$43,520
−HK$1,154/mo
Today · 4.125%
HK$44,674
baseline
▲ 0.50% · 4.625%
HK$47,028
+HK$2,354/mo
Deposit HK$8.35M · loan HK$8.35M · min. income ≈ HK$89,348/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$626,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,718
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$47,140
−HK$1,445/mo
Today · 4.125%
HK$48,585
baseline
▲ 0.50% · 4.625%
HK$51,541
+HK$2,956/mo
Deposit HK$6.68M · loan HK$10.02M · min. income ≈ HK$97,170/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,861
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$52,225
−HK$1,383/mo
Today · 4.125%
HK$53,608
baseline
▲ 0.50% · 4.625%
HK$56,434
+HK$2,826/mo
Deposit HK$6.68M · loan HK$10.02M · min. income ≈ HK$107,216/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,337
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$54,996
−HK$1,686/mo
Today · 4.125%
HK$56,682
baseline
▲ 0.50% · 4.625%
HK$60,131
+HK$3,449/mo
Deposit HK$5.01M · loan HK$11.70M · min. income ≈ HK$113,364/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,337
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$60,929
−HK$1,614/mo
Today · 4.125%
HK$62,543
baseline
▲ 0.50% · 4.625%
HK$65,840
+HK$3,297/mo
Deposit HK$5.01M · loan HK$11.70M · min. income ≈ HK$125,086/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,577
−HK$4,300/mo
▼ 0.25% · 3.875%
HK$70,710
−HK$2,167/mo
Today · 4.125%
HK$72,877
baseline
▲ 0.50% · 4.625%
HK$77,311
+HK$4,434/mo
Deposit HK$1.67M · loan HK$15.04M · min. income ≈ HK$145,754/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,291
−HK$4,122/mo
▼ 0.25% · 3.875%
HK$78,337
−HK$2,076/mo
Today · 4.125%
HK$80,413
baseline
▲ 0.50% · 4.625%
HK$84,651
+HK$4,238/mo
Deposit HK$1.67M · loan HK$15.04M · min. income ≈ HK$160,826/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,544 · Scale 2, in force from 26 Feb 2026)