LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,106
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$39,291
−HK$1,204/mo
Today · 4.125%
HK$40,495
baseline
▲ 0.50% · 4.625%
HK$42,959
+HK$2,464/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$80,990/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$626,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,392
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$43,529
−HK$1,153/mo
Today · 4.125%
HK$44,682
baseline
▲ 0.50% · 4.625%
HK$47,038
+HK$2,356/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$89,364/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$626,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,727
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$47,149
−HK$1,445/mo
Today · 4.125%
HK$48,594
baseline
▲ 0.50% · 4.625%
HK$51,551
+HK$2,957/mo
Deposit HK$6.68M · loan HK$10.03M · min. income ≈ HK$97,188/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,871
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$52,235
−HK$1,384/mo
Today · 4.125%
HK$53,619
baseline
▲ 0.50% · 4.625%
HK$56,445
+HK$2,826/mo
Deposit HK$6.68M · loan HK$10.03M · min. income ≈ HK$107,238/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,348
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$55,007
−HK$1,686/mo
Today · 4.125%
HK$56,693
baseline
▲ 0.50% · 4.625%
HK$60,143
+HK$3,450/mo
Deposit HK$5.01M · loan HK$11.70M · min. income ≈ HK$113,386/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,349
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$60,941
−HK$1,614/mo
Today · 4.125%
HK$62,555
baseline
▲ 0.50% · 4.625%
HK$65,853
+HK$3,298/mo
Deposit HK$5.01M · loan HK$11.70M · min. income ≈ HK$125,110/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,590
−HK$4,301/mo
▼ 0.25% · 3.875%
HK$70,724
−HK$2,167/mo
Today · 4.125%
HK$72,891
baseline
▲ 0.50% · 4.625%
HK$77,327
+HK$4,436/mo
Deposit HK$1.67M · loan HK$15.04M · min. income ≈ HK$145,782/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,306
−HK$4,122/mo
▼ 0.25% · 3.875%
HK$78,352
−HK$2,076/mo
Today · 4.125%
HK$80,428
baseline
▲ 0.50% · 4.625%
HK$84,668
+HK$4,240/mo
Deposit HK$1.67M · loan HK$15.04M · min. income ≈ HK$160,856/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,667 · Scale 2, in force from 26 Feb 2026)