LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,106
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$39,292
−HK$1,204/mo
Today · 4.125%
HK$40,496
baseline
▲ 0.50% · 4.625%
HK$42,960
+HK$2,464/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$80,992/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$626,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,393
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$43,530
−HK$1,153/mo
Today · 4.125%
HK$44,683
baseline
▲ 0.50% · 4.625%
HK$47,039
+HK$2,356/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$89,366/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$626,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,728
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$47,150
−HK$1,445/mo
Today · 4.125%
HK$48,595
baseline
▲ 0.50% · 4.625%
HK$51,552
+HK$2,957/mo
Deposit HK$6.68M · loan HK$10.03M · min. income ≈ HK$97,190/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,872
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$52,236
−HK$1,384/mo
Today · 4.125%
HK$53,620
baseline
▲ 0.50% · 4.625%
HK$56,446
+HK$2,826/mo
Deposit HK$6.68M · loan HK$10.03M · min. income ≈ HK$107,240/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,349
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$55,008
−HK$1,686/mo
Today · 4.125%
HK$56,694
baseline
▲ 0.50% · 4.625%
HK$60,144
+HK$3,450/mo
Deposit HK$5.01M · loan HK$11.70M · min. income ≈ HK$113,388/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,350
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$60,942
−HK$1,615/mo
Today · 4.125%
HK$62,557
baseline
▲ 0.50% · 4.625%
HK$65,854
+HK$3,297/mo
Deposit HK$5.01M · loan HK$11.70M · min. income ≈ HK$125,114/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,592
−HK$4,301/mo
▼ 0.25% · 3.875%
HK$70,725
−HK$2,168/mo
Today · 4.125%
HK$72,893
baseline
▲ 0.50% · 4.625%
HK$77,328
+HK$4,435/mo
Deposit HK$1.67M · loan HK$15.04M · min. income ≈ HK$145,786/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,307
−HK$4,123/mo
▼ 0.25% · 3.875%
HK$78,354
−HK$2,076/mo
Today · 4.125%
HK$80,430
baseline
▲ 0.50% · 4.625%
HK$84,670
+HK$4,240/mo
Deposit HK$1.67M · loan HK$15.04M · min. income ≈ HK$160,860/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,680 · Scale 2, in force from 26 Feb 2026)