LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,108
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$39,293
−HK$1,205/mo
Today · 4.125%
HK$40,498
baseline
▲ 0.50% · 4.625%
HK$42,962
+HK$2,464/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$80,996/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$626,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,395
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$43,532
−HK$1,153/mo
Today · 4.125%
HK$44,685
baseline
▲ 0.50% · 4.625%
HK$47,041
+HK$2,356/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$89,370/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$626,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,729
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$47,152
−HK$1,445/mo
Today · 4.125%
HK$48,597
baseline
▲ 0.50% · 4.625%
HK$51,554
+HK$2,957/mo
Deposit HK$6.68M · loan HK$10.03M · min. income ≈ HK$97,194/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,874
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$52,238
−HK$1,384/mo
Today · 4.125%
HK$53,622
baseline
▲ 0.50% · 4.625%
HK$56,449
+HK$2,827/mo
Deposit HK$6.68M · loan HK$10.03M · min. income ≈ HK$107,244/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,351
−HK$3,346/mo
▼ 0.25% · 3.875%
HK$55,011
−HK$1,686/mo
Today · 4.125%
HK$56,697
baseline
▲ 0.50% · 4.625%
HK$60,146
+HK$3,449/mo
Deposit HK$5.01M · loan HK$11.70M · min. income ≈ HK$113,394/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,353
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$60,944
−HK$1,615/mo
Today · 4.125%
HK$62,559
baseline
▲ 0.50% · 4.625%
HK$65,857
+HK$3,298/mo
Deposit HK$5.01M · loan HK$11.70M · min. income ≈ HK$125,118/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,594
−HK$4,302/mo
▼ 0.25% · 3.875%
HK$70,728
−HK$2,168/mo
Today · 4.125%
HK$72,896
baseline
▲ 0.50% · 4.625%
HK$77,331
+HK$4,435/mo
Deposit HK$1.67M · loan HK$15.04M · min. income ≈ HK$145,792/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,310
−HK$4,123/mo
▼ 0.25% · 3.875%
HK$78,357
−HK$2,076/mo
Today · 4.125%
HK$80,433
baseline
▲ 0.50% · 4.625%
HK$84,673
+HK$4,240/mo
Deposit HK$1.67M · loan HK$15.04M · min. income ≈ HK$160,866/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,705 · Scale 2, in force from 26 Feb 2026)