LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,109
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$39,294
−HK$1,205/mo
Today · 4.125%
HK$40,499
baseline
▲ 0.50% · 4.625%
HK$42,963
+HK$2,464/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$80,998/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$626,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,396
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$43,533
−HK$1,153/mo
Today · 4.125%
HK$44,686
baseline
▲ 0.50% · 4.625%
HK$47,042
+HK$2,356/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$89,372/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$626,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,731
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$47,153
−HK$1,446/mo
Today · 4.125%
HK$48,599
baseline
▲ 0.50% · 4.625%
HK$51,556
+HK$2,957/mo
Deposit HK$6.69M · loan HK$10.03M · min. income ≈ HK$97,198/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,875
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$52,239
−HK$1,385/mo
Today · 4.125%
HK$53,624
baseline
▲ 0.50% · 4.625%
HK$56,450
+HK$2,826/mo
Deposit HK$6.69M · loan HK$10.03M · min. income ≈ HK$107,248/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,353
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$55,012
−HK$1,686/mo
Today · 4.125%
HK$56,698
baseline
▲ 0.50% · 4.625%
HK$60,148
+HK$3,450/mo
Deposit HK$5.01M · loan HK$11.70M · min. income ≈ HK$113,396/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,354
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$60,946
−HK$1,615/mo
Today · 4.125%
HK$62,561
baseline
▲ 0.50% · 4.625%
HK$65,859
+HK$3,298/mo
Deposit HK$5.01M · loan HK$11.70M · min. income ≈ HK$125,122/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,596
−HK$4,302/mo
▼ 0.25% · 3.875%
HK$70,730
−HK$2,168/mo
Today · 4.125%
HK$72,898
baseline
▲ 0.50% · 4.625%
HK$77,333
+HK$4,435/mo
Deposit HK$1.67M · loan HK$15.04M · min. income ≈ HK$145,796/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,313
−HK$4,122/mo
▼ 0.25% · 3.875%
HK$78,359
−HK$2,076/mo
Today · 4.125%
HK$80,435
baseline
▲ 0.50% · 4.625%
HK$84,675
+HK$4,240/mo
Deposit HK$1.67M · loan HK$15.04M · min. income ≈ HK$160,870/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,723 · Scale 2, in force from 26 Feb 2026)