LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,112
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$39,298
−HK$1,204/mo
Today · 4.125%
HK$40,502
baseline
▲ 0.50% · 4.625%
HK$42,967
+HK$2,465/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$81,004/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$626,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,400
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$43,537
−HK$1,153/mo
Today · 4.125%
HK$44,690
baseline
▲ 0.50% · 4.625%
HK$47,046
+HK$2,356/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$89,380/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$626,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,735
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$47,157
−HK$1,446/mo
Today · 4.125%
HK$48,603
baseline
▲ 0.50% · 4.625%
HK$51,560
+HK$2,957/mo
Deposit HK$6.69M · loan HK$10.03M · min. income ≈ HK$97,206/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,880
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$52,244
−HK$1,384/mo
Today · 4.125%
HK$53,628
baseline
▲ 0.50% · 4.625%
HK$56,455
+HK$2,827/mo
Deposit HK$6.69M · loan HK$10.03M · min. income ≈ HK$107,256/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,357
−HK$3,346/mo
▼ 0.25% · 3.875%
HK$55,017
−HK$1,686/mo
Today · 4.125%
HK$56,703
baseline
▲ 0.50% · 4.625%
HK$60,154
+HK$3,451/mo
Deposit HK$5.01M · loan HK$11.70M · min. income ≈ HK$113,406/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,360
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$60,952
−HK$1,615/mo
Today · 4.125%
HK$62,567
baseline
▲ 0.50% · 4.625%
HK$65,864
+HK$3,297/mo
Deposit HK$5.01M · loan HK$11.70M · min. income ≈ HK$125,134/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,602
−HK$4,302/mo
▼ 0.25% · 3.875%
HK$70,736
−HK$2,168/mo
Today · 4.125%
HK$72,904
baseline
▲ 0.50% · 4.625%
HK$77,340
+HK$4,436/mo
Deposit HK$1.67M · loan HK$15.04M · min. income ≈ HK$145,808/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,319
−HK$4,124/mo
▼ 0.25% · 3.875%
HK$78,366
−HK$2,077/mo
Today · 4.125%
HK$80,443
baseline
▲ 0.50% · 4.625%
HK$84,683
+HK$4,240/mo
Deposit HK$1.67M · loan HK$15.04M · min. income ≈ HK$160,886/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,779 · Scale 2, in force from 26 Feb 2026)