LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,113
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$39,299
−HK$1,204/mo
Today · 4.125%
HK$40,503
baseline
▲ 0.50% · 4.625%
HK$42,968
+HK$2,465/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$81,006/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$626,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,400
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$43,538
−HK$1,153/mo
Today · 4.125%
HK$44,691
baseline
▲ 0.50% · 4.625%
HK$47,047
+HK$2,356/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$89,382/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$626,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,736
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$47,158
−HK$1,446/mo
Today · 4.125%
HK$48,604
baseline
▲ 0.50% · 4.625%
HK$51,561
+HK$2,957/mo
Deposit HK$6.69M · loan HK$10.03M · min. income ≈ HK$97,208/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,881
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$52,245
−HK$1,384/mo
Today · 4.125%
HK$53,629
baseline
▲ 0.50% · 4.625%
HK$56,456
+HK$2,827/mo
Deposit HK$6.69M · loan HK$10.03M · min. income ≈ HK$107,258/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,358
−HK$3,346/mo
▼ 0.25% · 3.875%
HK$55,018
−HK$1,686/mo
Today · 4.125%
HK$56,704
baseline
▲ 0.50% · 4.625%
HK$60,155
+HK$3,451/mo
Deposit HK$5.01M · loan HK$11.70M · min. income ≈ HK$113,408/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,361
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$60,953
−HK$1,615/mo
Today · 4.125%
HK$62,568
baseline
▲ 0.50% · 4.625%
HK$65,866
+HK$3,298/mo
Deposit HK$5.01M · loan HK$11.70M · min. income ≈ HK$125,136/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,604
−HK$4,302/mo
▼ 0.25% · 3.875%
HK$70,738
−HK$2,168/mo
Today · 4.125%
HK$72,906
baseline
▲ 0.50% · 4.625%
HK$77,342
+HK$4,436/mo
Deposit HK$1.67M · loan HK$15.04M · min. income ≈ HK$145,812/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,321
−HK$4,123/mo
▼ 0.25% · 3.875%
HK$78,368
−HK$2,076/mo
Today · 4.125%
HK$80,444
baseline
▲ 0.50% · 4.625%
HK$84,685
+HK$4,241/mo
Deposit HK$1.67M · loan HK$15.04M · min. income ≈ HK$160,888/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,791 · Scale 2, in force from 26 Feb 2026)