LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,116
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$39,302
−HK$1,205/mo
Today · 4.125%
HK$40,507
baseline
▲ 0.50% · 4.625%
HK$42,971
+HK$2,464/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$81,014/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$626,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,404
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$43,541
−HK$1,154/mo
Today · 4.125%
HK$44,695
baseline
▲ 0.50% · 4.625%
HK$47,051
+HK$2,356/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$89,390/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$626,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,740
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$47,162
−HK$1,446/mo
Today · 4.125%
HK$48,608
baseline
▲ 0.50% · 4.625%
HK$51,566
+HK$2,958/mo
Deposit HK$6.69M · loan HK$10.03M · min. income ≈ HK$97,216/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,885
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$52,250
−HK$1,384/mo
Today · 4.125%
HK$53,634
baseline
▲ 0.50% · 4.625%
HK$56,461
+HK$2,827/mo
Deposit HK$6.69M · loan HK$10.03M · min. income ≈ HK$107,268/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,363
−HK$3,346/mo
▼ 0.25% · 3.875%
HK$55,023
−HK$1,686/mo
Today · 4.125%
HK$56,709
baseline
▲ 0.50% · 4.625%
HK$60,160
+HK$3,451/mo
Deposit HK$5.01M · loan HK$11.70M · min. income ≈ HK$113,418/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,366
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$60,958
−HK$1,615/mo
Today · 4.125%
HK$62,573
baseline
▲ 0.50% · 4.625%
HK$65,871
+HK$3,298/mo
Deposit HK$5.01M · loan HK$11.70M · min. income ≈ HK$125,146/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,609
−HK$4,303/mo
▼ 0.25% · 3.875%
HK$70,743
−HK$2,169/mo
Today · 4.125%
HK$72,912
baseline
▲ 0.50% · 4.625%
HK$77,348
+HK$4,436/mo
Deposit HK$1.67M · loan HK$15.04M · min. income ≈ HK$145,824/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,327
−HK$4,124/mo
▼ 0.25% · 3.875%
HK$78,374
−HK$2,077/mo
Today · 4.125%
HK$80,451
baseline
▲ 0.50% · 4.625%
HK$84,692
+HK$4,241/mo
Deposit HK$1.67M · loan HK$15.04M · min. income ≈ HK$160,902/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,843 · Scale 2, in force from 26 Feb 2026)