LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,117
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$39,302
−HK$1,205/mo
Today · 4.125%
HK$40,507
baseline
▲ 0.50% · 4.625%
HK$42,972
+HK$2,465/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$81,014/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$626,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,405
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$43,542
−HK$1,154/mo
Today · 4.125%
HK$44,696
baseline
▲ 0.50% · 4.625%
HK$47,052
+HK$2,356/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$89,392/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$626,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,740
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$47,163
−HK$1,445/mo
Today · 4.125%
HK$48,608
baseline
▲ 0.50% · 4.625%
HK$51,566
+HK$2,958/mo
Deposit HK$6.69M · loan HK$10.03M · min. income ≈ HK$97,216/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,885
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$52,250
−HK$1,385/mo
Today · 4.125%
HK$53,635
baseline
▲ 0.50% · 4.625%
HK$56,462
+HK$2,827/mo
Deposit HK$6.69M · loan HK$10.03M · min. income ≈ HK$107,270/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,364
−HK$3,346/mo
▼ 0.25% · 3.875%
HK$55,023
−HK$1,687/mo
Today · 4.125%
HK$56,710
baseline
▲ 0.50% · 4.625%
HK$60,161
+HK$3,451/mo
Deposit HK$5.01M · loan HK$11.70M · min. income ≈ HK$113,420/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,366
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$60,959
−HK$1,615/mo
Today · 4.125%
HK$62,574
baseline
▲ 0.50% · 4.625%
HK$65,872
+HK$3,298/mo
Deposit HK$5.01M · loan HK$11.70M · min. income ≈ HK$125,148/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,610
−HK$4,303/mo
▼ 0.25% · 3.875%
HK$70,744
−HK$2,169/mo
Today · 4.125%
HK$72,913
baseline
▲ 0.50% · 4.625%
HK$77,349
+HK$4,436/mo
Deposit HK$1.67M · loan HK$15.04M · min. income ≈ HK$145,826/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,328
−HK$4,124/mo
▼ 0.25% · 3.875%
HK$78,375
−HK$2,077/mo
Today · 4.125%
HK$80,452
baseline
▲ 0.50% · 4.625%
HK$84,693
+HK$4,241/mo
Deposit HK$1.67M · loan HK$15.04M · min. income ≈ HK$160,904/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,851 · Scale 2, in force from 26 Feb 2026)