LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,117
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$39,303
−HK$1,204/mo
Today · 4.125%
HK$40,507
baseline
▲ 0.50% · 4.625%
HK$42,972
+HK$2,465/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$81,014/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$626,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,405
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$43,542
−HK$1,154/mo
Today · 4.125%
HK$44,696
baseline
▲ 0.50% · 4.625%
HK$47,052
+HK$2,356/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$89,392/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$626,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,741
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$47,163
−HK$1,446/mo
Today · 4.125%
HK$48,609
baseline
▲ 0.50% · 4.625%
HK$51,567
+HK$2,958/mo
Deposit HK$6.69M · loan HK$10.03M · min. income ≈ HK$97,218/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,886
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$52,251
−HK$1,384/mo
Today · 4.125%
HK$53,635
baseline
▲ 0.50% · 4.625%
HK$56,462
+HK$2,827/mo
Deposit HK$6.69M · loan HK$10.03M · min. income ≈ HK$107,270/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,364
−HK$3,346/mo
▼ 0.25% · 3.875%
HK$55,024
−HK$1,686/mo
Today · 4.125%
HK$56,710
baseline
▲ 0.50% · 4.625%
HK$60,161
+HK$3,451/mo
Deposit HK$5.01M · loan HK$11.70M · min. income ≈ HK$113,420/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,367
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$60,959
−HK$1,615/mo
Today · 4.125%
HK$62,574
baseline
▲ 0.50% · 4.625%
HK$65,873
+HK$3,299/mo
Deposit HK$5.01M · loan HK$11.70M · min. income ≈ HK$125,148/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,611
−HK$4,302/mo
▼ 0.25% · 3.875%
HK$70,745
−HK$2,168/mo
Today · 4.125%
HK$72,913
baseline
▲ 0.50% · 4.625%
HK$77,350
+HK$4,437/mo
Deposit HK$1.67M · loan HK$15.04M · min. income ≈ HK$145,826/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,329
−HK$4,124/mo
▼ 0.25% · 3.875%
HK$78,376
−HK$2,077/mo
Today · 4.125%
HK$80,453
baseline
▲ 0.50% · 4.625%
HK$84,694
+HK$4,241/mo
Deposit HK$1.67M · loan HK$15.04M · min. income ≈ HK$160,906/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,858 · Scale 2, in force from 26 Feb 2026)