LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,118
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$39,304
−HK$1,205/mo
Today · 4.125%
HK$40,509
baseline
▲ 0.50% · 4.625%
HK$42,974
+HK$2,465/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$81,018/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$626,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,406
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$43,544
−HK$1,153/mo
Today · 4.125%
HK$44,697
baseline
▲ 0.50% · 4.625%
HK$47,053
+HK$2,356/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$89,394/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$626,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,742
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$47,165
−HK$1,445/mo
Today · 4.125%
HK$48,610
baseline
▲ 0.50% · 4.625%
HK$51,568
+HK$2,958/mo
Deposit HK$6.69M · loan HK$10.03M · min. income ≈ HK$97,220/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,888
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$52,252
−HK$1,385/mo
Today · 4.125%
HK$53,637
baseline
▲ 0.50% · 4.625%
HK$56,464
+HK$2,827/mo
Deposit HK$6.69M · loan HK$10.03M · min. income ≈ HK$107,274/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,366
−HK$3,346/mo
▼ 0.25% · 3.875%
HK$55,026
−HK$1,686/mo
Today · 4.125%
HK$56,712
baseline
▲ 0.50% · 4.625%
HK$60,163
+HK$3,451/mo
Deposit HK$5.02M · loan HK$11.70M · min. income ≈ HK$113,424/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,369
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$60,961
−HK$1,615/mo
Today · 4.125%
HK$62,576
baseline
▲ 0.50% · 4.625%
HK$65,875
+HK$3,299/mo
Deposit HK$5.02M · loan HK$11.70M · min. income ≈ HK$125,152/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,613
−HK$4,303/mo
▼ 0.25% · 3.875%
HK$70,747
−HK$2,169/mo
Today · 4.125%
HK$72,916
baseline
▲ 0.50% · 4.625%
HK$77,352
+HK$4,436/mo
Deposit HK$1.67M · loan HK$15.05M · min. income ≈ HK$145,832/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,331
−HK$4,124/mo
▼ 0.25% · 3.875%
HK$78,379
−HK$2,076/mo
Today · 4.125%
HK$80,455
baseline
▲ 0.50% · 4.625%
HK$84,696
+HK$4,241/mo
Deposit HK$1.67M · loan HK$15.05M · min. income ≈ HK$160,910/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,877 · Scale 2, in force from 26 Feb 2026)