LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,119
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$39,305
−HK$1,205/mo
Today · 4.125%
HK$40,510
baseline
▲ 0.50% · 4.625%
HK$42,974
+HK$2,464/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$81,020/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$626,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,407
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$43,544
−HK$1,154/mo
Today · 4.125%
HK$44,698
baseline
▲ 0.50% · 4.625%
HK$47,054
+HK$2,356/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$89,396/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$626,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,743
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$47,166
−HK$1,445/mo
Today · 4.125%
HK$48,611
baseline
▲ 0.50% · 4.625%
HK$51,569
+HK$2,958/mo
Deposit HK$6.69M · loan HK$10.03M · min. income ≈ HK$97,222/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,889
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$52,253
−HK$1,385/mo
Today · 4.125%
HK$53,638
baseline
▲ 0.50% · 4.625%
HK$56,465
+HK$2,827/mo
Deposit HK$6.69M · loan HK$10.03M · min. income ≈ HK$107,276/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,367
−HK$3,346/mo
▼ 0.25% · 3.875%
HK$55,027
−HK$1,686/mo
Today · 4.125%
HK$56,713
baseline
▲ 0.50% · 4.625%
HK$60,164
+HK$3,451/mo
Deposit HK$5.02M · loan HK$11.70M · min. income ≈ HK$113,426/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,370
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$60,962
−HK$1,616/mo
Today · 4.125%
HK$62,578
baseline
▲ 0.50% · 4.625%
HK$65,876
+HK$3,298/mo
Deposit HK$5.02M · loan HK$11.70M · min. income ≈ HK$125,156/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,614
−HK$4,303/mo
▼ 0.25% · 3.875%
HK$70,749
−HK$2,168/mo
Today · 4.125%
HK$72,917
baseline
▲ 0.50% · 4.625%
HK$77,354
+HK$4,437/mo
Deposit HK$1.67M · loan HK$15.05M · min. income ≈ HK$145,834/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,333
−HK$4,124/mo
▼ 0.25% · 3.875%
HK$78,380
−HK$2,077/mo
Today · 4.125%
HK$80,457
baseline
▲ 0.50% · 4.625%
HK$84,698
+HK$4,241/mo
Deposit HK$1.67M · loan HK$15.05M · min. income ≈ HK$160,914/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,889 · Scale 2, in force from 26 Feb 2026)