LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,122
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$39,308
−HK$1,204/mo
Today · 4.125%
HK$40,512
baseline
▲ 0.50% · 4.625%
HK$42,977
+HK$2,465/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$81,024/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$626,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,410
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$43,547
−HK$1,154/mo
Today · 4.125%
HK$44,701
baseline
▲ 0.50% · 4.625%
HK$47,058
+HK$2,357/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$89,402/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$626,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,746
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$47,169
−HK$1,446/mo
Today · 4.125%
HK$48,615
baseline
▲ 0.50% · 4.625%
HK$51,573
+HK$2,958/mo
Deposit HK$6.69M · loan HK$10.03M · min. income ≈ HK$97,230/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,892
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$52,257
−HK$1,385/mo
Today · 4.125%
HK$53,642
baseline
▲ 0.50% · 4.625%
HK$56,469
+HK$2,827/mo
Deposit HK$6.69M · loan HK$10.03M · min. income ≈ HK$107,284/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,370
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$55,031
−HK$1,686/mo
Today · 4.125%
HK$56,717
baseline
▲ 0.50% · 4.625%
HK$60,168
+HK$3,451/mo
Deposit HK$5.02M · loan HK$11.70M · min. income ≈ HK$113,434/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,374
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$60,966
−HK$1,616/mo
Today · 4.125%
HK$62,582
baseline
▲ 0.50% · 4.625%
HK$65,881
+HK$3,299/mo
Deposit HK$5.02M · loan HK$11.70M · min. income ≈ HK$125,164/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,619
−HK$4,303/mo
▼ 0.25% · 3.875%
HK$70,754
−HK$2,168/mo
Today · 4.125%
HK$72,922
baseline
▲ 0.50% · 4.625%
HK$77,359
+HK$4,437/mo
Deposit HK$1.67M · loan HK$15.05M · min. income ≈ HK$145,844/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,338
−HK$4,124/mo
▼ 0.25% · 3.875%
HK$78,385
−HK$2,077/mo
Today · 4.125%
HK$80,462
baseline
▲ 0.50% · 4.625%
HK$84,704
+HK$4,242/mo
Deposit HK$1.67M · loan HK$15.05M · min. income ≈ HK$160,924/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,933 · Scale 2, in force from 26 Feb 2026)