LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,124
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$39,309
−HK$1,205/mo
Today · 4.125%
HK$40,514
baseline
▲ 0.50% · 4.625%
HK$42,979
+HK$2,465/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$81,028/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$626,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,412
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$43,550
−HK$1,154/mo
Today · 4.125%
HK$44,704
baseline
▲ 0.50% · 4.625%
HK$47,060
+HK$2,356/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$89,408/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$626,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,748
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$47,171
−HK$1,446/mo
Today · 4.125%
HK$48,617
baseline
▲ 0.50% · 4.625%
HK$51,575
+HK$2,958/mo
Deposit HK$6.69M · loan HK$10.03M · min. income ≈ HK$97,234/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,895
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$52,260
−HK$1,384/mo
Today · 4.125%
HK$53,644
baseline
▲ 0.50% · 4.625%
HK$56,472
+HK$2,828/mo
Deposit HK$6.69M · loan HK$10.03M · min. income ≈ HK$107,288/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,373
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$55,033
−HK$1,687/mo
Today · 4.125%
HK$56,720
baseline
▲ 0.50% · 4.625%
HK$60,171
+HK$3,451/mo
Deposit HK$5.02M · loan HK$11.70M · min. income ≈ HK$113,440/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,377
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$60,969
−HK$1,616/mo
Today · 4.125%
HK$62,585
baseline
▲ 0.50% · 4.625%
HK$65,884
+HK$3,299/mo
Deposit HK$5.02M · loan HK$11.70M · min. income ≈ HK$125,170/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,622
−HK$4,304/mo
▼ 0.25% · 3.875%
HK$70,757
−HK$2,169/mo
Today · 4.125%
HK$72,926
baseline
▲ 0.50% · 4.625%
HK$77,363
+HK$4,437/mo
Deposit HK$1.67M · loan HK$15.05M · min. income ≈ HK$145,852/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,342
−HK$4,124/mo
▼ 0.25% · 3.875%
HK$78,389
−HK$2,077/mo
Today · 4.125%
HK$80,466
baseline
▲ 0.50% · 4.625%
HK$84,708
+HK$4,242/mo
Deposit HK$1.67M · loan HK$15.05M · min. income ≈ HK$160,932/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,963 · Scale 2, in force from 26 Feb 2026)