LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,125
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$39,311
−HK$1,205/mo
Today · 4.125%
HK$40,516
baseline
▲ 0.50% · 4.625%
HK$42,981
+HK$2,465/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$81,032/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$626,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,414
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$43,551
−HK$1,154/mo
Today · 4.125%
HK$44,705
baseline
▲ 0.50% · 4.625%
HK$47,062
+HK$2,357/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$89,410/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$626,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,750
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$47,173
−HK$1,446/mo
Today · 4.125%
HK$48,619
baseline
▲ 0.50% · 4.625%
HK$51,578
+HK$2,959/mo
Deposit HK$6.69M · loan HK$10.03M · min. income ≈ HK$97,238/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,897
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$52,262
−HK$1,385/mo
Today · 4.125%
HK$53,647
baseline
▲ 0.50% · 4.625%
HK$56,474
+HK$2,827/mo
Deposit HK$6.69M · loan HK$10.03M · min. income ≈ HK$107,294/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$626,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,375
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$55,036
−HK$1,686/mo
Today · 4.125%
HK$56,722
baseline
▲ 0.50% · 4.625%
HK$60,174
+HK$3,452/mo
Deposit HK$5.02M · loan HK$11.70M · min. income ≈ HK$113,444/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,380
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$60,972
−HK$1,616/mo
Today · 4.125%
HK$62,588
baseline
▲ 0.50% · 4.625%
HK$65,887
+HK$3,299/mo
Deposit HK$5.02M · loan HK$11.70M · min. income ≈ HK$125,176/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$626,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,625
−HK$4,304/mo
▼ 0.25% · 3.875%
HK$70,760
−HK$2,169/mo
Today · 4.125%
HK$72,929
baseline
▲ 0.50% · 4.625%
HK$77,366
+HK$4,437/mo
Deposit HK$1.67M · loan HK$15.05M · min. income ≈ HK$145,858/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,345
−HK$4,125/mo
▼ 0.25% · 3.875%
HK$78,393
−HK$2,077/mo
Today · 4.125%
HK$80,470
baseline
▲ 0.50% · 4.625%
HK$84,712
+HK$4,242/mo
Deposit HK$1.67M · loan HK$15.05M · min. income ≈ HK$160,940/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$626,990 · Scale 2, in force from 26 Feb 2026)