LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,128
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$39,314
−HK$1,205/mo
Today · 4.125%
HK$40,519
baseline
▲ 0.50% · 4.625%
HK$42,984
+HK$2,465/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$81,038/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$627,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,417
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$43,554
−HK$1,154/mo
Today · 4.125%
HK$44,708
baseline
▲ 0.50% · 4.625%
HK$47,065
+HK$2,357/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$89,416/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$627,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,753
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$47,177
−HK$1,446/mo
Today · 4.125%
HK$48,623
baseline
▲ 0.50% · 4.625%
HK$51,581
+HK$2,958/mo
Deposit HK$6.69M · loan HK$10.03M · min. income ≈ HK$97,246/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,900
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$52,265
−HK$1,385/mo
Today · 4.125%
HK$53,650
baseline
▲ 0.50% · 4.625%
HK$56,478
+HK$2,828/mo
Deposit HK$6.69M · loan HK$10.03M · min. income ≈ HK$107,300/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,379
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$55,039
−HK$1,687/mo
Today · 4.125%
HK$56,726
baseline
▲ 0.50% · 4.625%
HK$60,178
+HK$3,452/mo
Deposit HK$5.02M · loan HK$11.70M · min. income ≈ HK$113,452/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$627,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,384
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$60,976
−HK$1,616/mo
Today · 4.125%
HK$62,592
baseline
▲ 0.50% · 4.625%
HK$65,891
+HK$3,299/mo
Deposit HK$5.02M · loan HK$11.70M · min. income ≈ HK$125,184/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$627,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,630
−HK$4,304/mo
▼ 0.25% · 3.875%
HK$70,765
−HK$2,169/mo
Today · 4.125%
HK$72,934
baseline
▲ 0.50% · 4.625%
HK$77,372
+HK$4,438/mo
Deposit HK$1.67M · loan HK$15.05M · min. income ≈ HK$145,868/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,350
−HK$4,125/mo
▼ 0.25% · 3.875%
HK$78,398
−HK$2,077/mo
Today · 4.125%
HK$80,475
baseline
▲ 0.50% · 4.625%
HK$84,717
+HK$4,242/mo
Deposit HK$1.67M · loan HK$15.05M · min. income ≈ HK$160,950/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,033 · Scale 2, in force from 26 Feb 2026)