LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,128
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$39,314
−HK$1,205/mo
Today · 4.125%
HK$40,519
baseline
▲ 0.50% · 4.625%
HK$42,985
+HK$2,466/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$81,038/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$627,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,417
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$43,555
−HK$1,154/mo
Today · 4.125%
HK$44,709
baseline
▲ 0.50% · 4.625%
HK$47,066
+HK$2,357/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$89,418/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$627,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,754
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$47,177
−HK$1,446/mo
Today · 4.125%
HK$48,623
baseline
▲ 0.50% · 4.625%
HK$51,582
+HK$2,959/mo
Deposit HK$6.69M · loan HK$10.03M · min. income ≈ HK$97,246/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,901
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$52,266
−HK$1,385/mo
Today · 4.125%
HK$53,651
baseline
▲ 0.50% · 4.625%
HK$56,479
+HK$2,828/mo
Deposit HK$6.69M · loan HK$10.03M · min. income ≈ HK$107,302/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,380
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$55,040
−HK$1,687/mo
Today · 4.125%
HK$56,727
baseline
▲ 0.50% · 4.625%
HK$60,179
+HK$3,452/mo
Deposit HK$5.02M · loan HK$11.70M · min. income ≈ HK$113,454/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$627,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,384
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$60,977
−HK$1,616/mo
Today · 4.125%
HK$62,593
baseline
▲ 0.50% · 4.625%
HK$65,892
+HK$3,299/mo
Deposit HK$5.02M · loan HK$11.70M · min. income ≈ HK$125,186/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$627,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,631
−HK$4,304/mo
▼ 0.25% · 3.875%
HK$70,766
−HK$2,169/mo
Today · 4.125%
HK$72,935
baseline
▲ 0.50% · 4.625%
HK$77,373
+HK$4,438/mo
Deposit HK$1.67M · loan HK$15.05M · min. income ≈ HK$145,870/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,351
−HK$4,125/mo
▼ 0.25% · 3.875%
HK$78,399
−HK$2,077/mo
Today · 4.125%
HK$80,476
baseline
▲ 0.50% · 4.625%
HK$84,718
+HK$4,242/mo
Deposit HK$1.67M · loan HK$15.05M · min. income ≈ HK$160,952/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,042 · Scale 2, in force from 26 Feb 2026)