LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,130
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$39,316
−HK$1,205/mo
Today · 4.125%
HK$40,521
baseline
▲ 0.50% · 4.625%
HK$42,987
+HK$2,466/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$81,042/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$627,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,420
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$43,557
−HK$1,154/mo
Today · 4.125%
HK$44,711
baseline
▲ 0.50% · 4.625%
HK$47,068
+HK$2,357/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$89,422/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$627,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,756
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$47,180
−HK$1,446/mo
Today · 4.125%
HK$48,626
baseline
▲ 0.50% · 4.625%
HK$51,584
+HK$2,958/mo
Deposit HK$6.69M · loan HK$10.03M · min. income ≈ HK$97,252/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,903
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$52,269
−HK$1,385/mo
Today · 4.125%
HK$53,654
baseline
▲ 0.50% · 4.625%
HK$56,482
+HK$2,828/mo
Deposit HK$6.69M · loan HK$10.03M · min. income ≈ HK$107,308/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,382
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$55,043
−HK$1,687/mo
Today · 4.125%
HK$56,730
baseline
▲ 0.50% · 4.625%
HK$60,182
+HK$3,452/mo
Deposit HK$5.02M · loan HK$11.71M · min. income ≈ HK$113,460/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$627,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,387
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$60,980
−HK$1,616/mo
Today · 4.125%
HK$62,596
baseline
▲ 0.50% · 4.625%
HK$65,895
+HK$3,299/mo
Deposit HK$5.02M · loan HK$11.71M · min. income ≈ HK$125,192/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$627,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,635
−HK$4,304/mo
▼ 0.25% · 3.875%
HK$70,769
−HK$2,170/mo
Today · 4.125%
HK$72,939
baseline
▲ 0.50% · 4.625%
HK$77,377
+HK$4,438/mo
Deposit HK$1.67M · loan HK$15.05M · min. income ≈ HK$145,878/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,355
−HK$4,125/mo
▼ 0.25% · 3.875%
HK$78,403
−HK$2,077/mo
Today · 4.125%
HK$80,480
baseline
▲ 0.50% · 4.625%
HK$84,723
+HK$4,243/mo
Deposit HK$1.67M · loan HK$15.05M · min. income ≈ HK$160,960/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,073 · Scale 2, in force from 26 Feb 2026)