LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,130
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$39,317
−HK$1,205/mo
Today · 4.125%
HK$40,522
baseline
▲ 0.50% · 4.625%
HK$42,987
+HK$2,465/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$81,044/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$627,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,420
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$43,557
−HK$1,155/mo
Today · 4.125%
HK$44,712
baseline
▲ 0.50% · 4.625%
HK$47,068
+HK$2,356/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$89,424/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$627,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,757
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$47,180
−HK$1,446/mo
Today · 4.125%
HK$48,626
baseline
▲ 0.50% · 4.625%
HK$51,585
+HK$2,959/mo
Deposit HK$6.69M · loan HK$10.03M · min. income ≈ HK$97,252/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,904
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$52,269
−HK$1,385/mo
Today · 4.125%
HK$53,654
baseline
▲ 0.50% · 4.625%
HK$56,482
+HK$2,828/mo
Deposit HK$6.69M · loan HK$10.03M · min. income ≈ HK$107,308/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,383
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$55,043
−HK$1,687/mo
Today · 4.125%
HK$56,730
baseline
▲ 0.50% · 4.625%
HK$60,182
+HK$3,452/mo
Deposit HK$5.02M · loan HK$11.71M · min. income ≈ HK$113,460/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$627,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,388
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$60,980
−HK$1,616/mo
Today · 4.125%
HK$62,596
baseline
▲ 0.50% · 4.625%
HK$65,896
+HK$3,300/mo
Deposit HK$5.02M · loan HK$11.71M · min. income ≈ HK$125,192/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$627,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,635
−HK$4,304/mo
▼ 0.25% · 3.875%
HK$70,770
−HK$2,169/mo
Today · 4.125%
HK$72,939
baseline
▲ 0.50% · 4.625%
HK$77,377
+HK$4,438/mo
Deposit HK$1.67M · loan HK$15.05M · min. income ≈ HK$145,878/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,356
−HK$4,125/mo
▼ 0.25% · 3.875%
HK$78,403
−HK$2,078/mo
Today · 4.125%
HK$80,481
baseline
▲ 0.50% · 4.625%
HK$84,723
+HK$4,242/mo
Deposit HK$1.67M · loan HK$15.05M · min. income ≈ HK$160,962/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,076 · Scale 2, in force from 26 Feb 2026)