LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,131
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$39,317
−HK$1,205/mo
Today · 4.125%
HK$40,522
baseline
▲ 0.50% · 4.625%
HK$42,988
+HK$2,466/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$81,044/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$627,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,420
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$43,558
−HK$1,154/mo
Today · 4.125%
HK$44,712
baseline
▲ 0.50% · 4.625%
HK$47,069
+HK$2,357/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$89,424/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$627,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,757
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$47,181
−HK$1,446/mo
Today · 4.125%
HK$48,627
baseline
▲ 0.50% · 4.625%
HK$51,585
+HK$2,958/mo
Deposit HK$6.69M · loan HK$10.03M · min. income ≈ HK$97,254/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,904
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$52,270
−HK$1,385/mo
Today · 4.125%
HK$53,655
baseline
▲ 0.50% · 4.625%
HK$56,483
+HK$2,828/mo
Deposit HK$6.69M · loan HK$10.03M · min. income ≈ HK$107,310/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,383
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$55,044
−HK$1,687/mo
Today · 4.125%
HK$56,731
baseline
▲ 0.50% · 4.625%
HK$60,183
+HK$3,452/mo
Deposit HK$5.02M · loan HK$11.71M · min. income ≈ HK$113,462/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$627,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,389
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$60,981
−HK$1,616/mo
Today · 4.125%
HK$62,597
baseline
▲ 0.50% · 4.625%
HK$65,897
+HK$3,300/mo
Deposit HK$5.02M · loan HK$11.71M · min. income ≈ HK$125,194/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$627,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,636
−HK$4,304/mo
▼ 0.25% · 3.875%
HK$70,771
−HK$2,169/mo
Today · 4.125%
HK$72,940
baseline
▲ 0.50% · 4.625%
HK$77,378
+HK$4,438/mo
Deposit HK$1.67M · loan HK$15.05M · min. income ≈ HK$145,880/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,357
−HK$4,125/mo
▼ 0.25% · 3.875%
HK$78,405
−HK$2,077/mo
Today · 4.125%
HK$80,482
baseline
▲ 0.50% · 4.625%
HK$84,724
+HK$4,242/mo
Deposit HK$1.67M · loan HK$15.05M · min. income ≈ HK$160,964/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,085 · Scale 2, in force from 26 Feb 2026)