LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,133
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$39,319
−HK$1,205/mo
Today · 4.125%
HK$40,524
baseline
▲ 0.50% · 4.625%
HK$42,990
+HK$2,466/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$81,048/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$627,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,422
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$43,560
−HK$1,154/mo
Today · 4.125%
HK$44,714
baseline
▲ 0.50% · 4.625%
HK$47,071
+HK$2,357/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$89,428/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$627,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,759
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$47,183
−HK$1,446/mo
Today · 4.125%
HK$48,629
baseline
▲ 0.50% · 4.625%
HK$51,588
+HK$2,959/mo
Deposit HK$6.69M · loan HK$10.03M · min. income ≈ HK$97,258/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,907
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$52,272
−HK$1,385/mo
Today · 4.125%
HK$53,657
baseline
▲ 0.50% · 4.625%
HK$56,485
+HK$2,828/mo
Deposit HK$6.69M · loan HK$10.03M · min. income ≈ HK$107,314/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,386
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$55,046
−HK$1,688/mo
Today · 4.125%
HK$56,734
baseline
▲ 0.50% · 4.625%
HK$60,186
+HK$3,452/mo
Deposit HK$5.02M · loan HK$11.71M · min. income ≈ HK$113,468/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$627,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,391
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$60,984
−HK$1,616/mo
Today · 4.125%
HK$62,600
baseline
▲ 0.50% · 4.625%
HK$65,900
+HK$3,300/mo
Deposit HK$5.02M · loan HK$11.71M · min. income ≈ HK$125,200/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$627,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,639
−HK$4,304/mo
▼ 0.25% · 3.875%
HK$70,774
−HK$2,169/mo
Today · 4.125%
HK$72,943
baseline
▲ 0.50% · 4.625%
HK$77,382
+HK$4,439/mo
Deposit HK$1.67M · loan HK$15.05M · min. income ≈ HK$145,886/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,360
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$78,408
−HK$2,078/mo
Today · 4.125%
HK$80,486
baseline
▲ 0.50% · 4.625%
HK$84,728
+HK$4,242/mo
Deposit HK$1.67M · loan HK$15.05M · min. income ≈ HK$160,972/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,113 · Scale 2, in force from 26 Feb 2026)