LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,134
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$39,320
−HK$1,205/mo
Today · 4.125%
HK$40,525
baseline
▲ 0.50% · 4.625%
HK$42,991
+HK$2,466/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$81,050/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$627,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,423
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$43,561
−HK$1,154/mo
Today · 4.125%
HK$44,715
baseline
▲ 0.50% · 4.625%
HK$47,072
+HK$2,357/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$89,430/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$627,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,760
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$47,184
−HK$1,446/mo
Today · 4.125%
HK$48,630
baseline
▲ 0.50% · 4.625%
HK$51,589
+HK$2,959/mo
Deposit HK$6.69M · loan HK$10.03M · min. income ≈ HK$97,260/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,908
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$52,273
−HK$1,385/mo
Today · 4.125%
HK$53,658
baseline
▲ 0.50% · 4.625%
HK$56,487
+HK$2,829/mo
Deposit HK$6.69M · loan HK$10.03M · min. income ≈ HK$107,316/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,387
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$55,048
−HK$1,687/mo
Today · 4.125%
HK$56,735
baseline
▲ 0.50% · 4.625%
HK$60,187
+HK$3,452/mo
Deposit HK$5.02M · loan HK$11.71M · min. income ≈ HK$113,470/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$627,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,393
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$60,986
−HK$1,615/mo
Today · 4.125%
HK$62,601
baseline
▲ 0.50% · 4.625%
HK$65,901
+HK$3,300/mo
Deposit HK$5.02M · loan HK$11.71M · min. income ≈ HK$125,202/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$627,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,641
−HK$4,304/mo
▼ 0.25% · 3.875%
HK$70,776
−HK$2,169/mo
Today · 4.125%
HK$72,945
baseline
▲ 0.50% · 4.625%
HK$77,384
+HK$4,439/mo
Deposit HK$1.67M · loan HK$15.05M · min. income ≈ HK$145,890/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,362
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$78,410
−HK$2,078/mo
Today · 4.125%
HK$80,488
baseline
▲ 0.50% · 4.625%
HK$84,730
+HK$4,242/mo
Deposit HK$1.67M · loan HK$15.05M · min. income ≈ HK$160,976/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,129 · Scale 2, in force from 26 Feb 2026)