LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,136
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$39,323
−HK$1,205/mo
Today · 4.125%
HK$40,528
baseline
▲ 0.50% · 4.625%
HK$42,994
+HK$2,466/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$81,056/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$627,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,426
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$43,564
−HK$1,155/mo
Today · 4.125%
HK$44,719
baseline
▲ 0.50% · 4.625%
HK$47,076
+HK$2,357/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$89,438/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$627,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,764
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$47,187
−HK$1,447/mo
Today · 4.125%
HK$48,634
baseline
▲ 0.50% · 4.625%
HK$51,593
+HK$2,959/mo
Deposit HK$6.69M · loan HK$10.03M · min. income ≈ HK$97,268/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,912
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$52,277
−HK$1,385/mo
Today · 4.125%
HK$53,662
baseline
▲ 0.50% · 4.625%
HK$56,491
+HK$2,829/mo
Deposit HK$6.69M · loan HK$10.03M · min. income ≈ HK$107,324/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,391
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$55,052
−HK$1,687/mo
Today · 4.125%
HK$56,739
baseline
▲ 0.50% · 4.625%
HK$60,192
+HK$3,453/mo
Deposit HK$5.02M · loan HK$11.71M · min. income ≈ HK$113,478/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$627,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,397
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$60,990
−HK$1,616/mo
Today · 4.125%
HK$62,606
baseline
▲ 0.50% · 4.625%
HK$65,906
+HK$3,300/mo
Deposit HK$5.02M · loan HK$11.71M · min. income ≈ HK$125,212/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$627,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,646
−HK$4,304/mo
▼ 0.25% · 3.875%
HK$70,781
−HK$2,169/mo
Today · 4.125%
HK$72,950
baseline
▲ 0.50% · 4.625%
HK$77,389
+HK$4,439/mo
Deposit HK$1.67M · loan HK$15.05M · min. income ≈ HK$145,900/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,368
−HK$4,125/mo
▼ 0.25% · 3.875%
HK$78,416
−HK$2,077/mo
Today · 4.125%
HK$80,493
baseline
▲ 0.50% · 4.625%
HK$84,736
+HK$4,243/mo
Deposit HK$1.67M · loan HK$15.05M · min. income ≈ HK$160,986/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,174 · Scale 2, in force from 26 Feb 2026)