LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,137
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$39,323
−HK$1,205/mo
Today · 4.125%
HK$40,528
baseline
▲ 0.50% · 4.625%
HK$42,994
+HK$2,466/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$81,056/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$627,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,427
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$43,565
−HK$1,154/mo
Today · 4.125%
HK$44,719
baseline
▲ 0.50% · 4.625%
HK$47,076
+HK$2,357/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$89,438/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$627,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,764
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$47,188
−HK$1,446/mo
Today · 4.125%
HK$48,634
baseline
▲ 0.50% · 4.625%
HK$51,593
+HK$2,959/mo
Deposit HK$6.69M · loan HK$10.03M · min. income ≈ HK$97,268/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,912
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$52,278
−HK$1,385/mo
Today · 4.125%
HK$53,663
baseline
▲ 0.50% · 4.625%
HK$56,491
+HK$2,828/mo
Deposit HK$6.69M · loan HK$10.03M · min. income ≈ HK$107,326/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,391
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$55,052
−HK$1,688/mo
Today · 4.125%
HK$56,740
baseline
▲ 0.50% · 4.625%
HK$60,192
+HK$3,452/mo
Deposit HK$5.02M · loan HK$11.71M · min. income ≈ HK$113,480/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$627,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,397
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$60,991
−HK$1,616/mo
Today · 4.125%
HK$62,607
baseline
▲ 0.50% · 4.625%
HK$65,907
+HK$3,300/mo
Deposit HK$5.02M · loan HK$11.71M · min. income ≈ HK$125,214/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$627,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,646
−HK$4,305/mo
▼ 0.25% · 3.875%
HK$70,781
−HK$2,170/mo
Today · 4.125%
HK$72,951
baseline
▲ 0.50% · 4.625%
HK$77,390
+HK$4,439/mo
Deposit HK$1.67M · loan HK$15.05M · min. income ≈ HK$145,902/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,368
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$78,416
−HK$2,078/mo
Today · 4.125%
HK$80,494
baseline
▲ 0.50% · 4.625%
HK$84,737
+HK$4,243/mo
Deposit HK$1.67M · loan HK$15.05M · min. income ≈ HK$160,988/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,180 · Scale 2, in force from 26 Feb 2026)