LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,138
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$39,324
−HK$1,205/mo
Today · 4.125%
HK$40,529
baseline
▲ 0.50% · 4.625%
HK$42,996
+HK$2,467/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$81,058/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$627,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,428
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$43,566
−HK$1,154/mo
Today · 4.125%
HK$44,720
baseline
▲ 0.50% · 4.625%
HK$47,077
+HK$2,357/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$89,440/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$627,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,765
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$47,189
−HK$1,446/mo
Today · 4.125%
HK$48,635
baseline
▲ 0.50% · 4.625%
HK$51,595
+HK$2,960/mo
Deposit HK$6.69M · loan HK$10.04M · min. income ≈ HK$97,270/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,914
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$52,279
−HK$1,385/mo
Today · 4.125%
HK$53,664
baseline
▲ 0.50% · 4.625%
HK$56,493
+HK$2,829/mo
Deposit HK$6.69M · loan HK$10.04M · min. income ≈ HK$107,328/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,393
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$55,054
−HK$1,687/mo
Today · 4.125%
HK$56,741
baseline
▲ 0.50% · 4.625%
HK$60,194
+HK$3,453/mo
Deposit HK$5.02M · loan HK$11.71M · min. income ≈ HK$113,482/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$627,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,399
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$60,992
−HK$1,616/mo
Today · 4.125%
HK$62,608
baseline
▲ 0.50% · 4.625%
HK$65,908
+HK$3,300/mo
Deposit HK$5.02M · loan HK$11.71M · min. income ≈ HK$125,216/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$627,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,648
−HK$4,305/mo
▼ 0.25% · 3.875%
HK$70,783
−HK$2,170/mo
Today · 4.125%
HK$72,953
baseline
▲ 0.50% · 4.625%
HK$77,392
+HK$4,439/mo
Deposit HK$1.67M · loan HK$15.05M · min. income ≈ HK$145,906/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,370
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$78,419
−HK$2,077/mo
Today · 4.125%
HK$80,496
baseline
▲ 0.50% · 4.625%
HK$84,739
+HK$4,243/mo
Deposit HK$1.67M · loan HK$15.05M · min. income ≈ HK$160,992/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,197 · Scale 2, in force from 26 Feb 2026)