LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,139
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$39,325
−HK$1,205/mo
Today · 4.125%
HK$40,530
baseline
▲ 0.50% · 4.625%
HK$42,996
+HK$2,466/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$81,060/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$627,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,429
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$43,567
−HK$1,154/mo
Today · 4.125%
HK$44,721
baseline
▲ 0.50% · 4.625%
HK$47,078
+HK$2,357/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$89,442/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$627,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,766
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$47,190
−HK$1,446/mo
Today · 4.125%
HK$48,636
baseline
▲ 0.50% · 4.625%
HK$51,596
+HK$2,960/mo
Deposit HK$6.69M · loan HK$10.04M · min. income ≈ HK$97,272/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,914
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$52,280
−HK$1,385/mo
Today · 4.125%
HK$53,665
baseline
▲ 0.50% · 4.625%
HK$56,494
+HK$2,829/mo
Deposit HK$6.69M · loan HK$10.04M · min. income ≈ HK$107,330/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,394
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$55,055
−HK$1,687/mo
Today · 4.125%
HK$56,742
baseline
▲ 0.50% · 4.625%
HK$60,195
+HK$3,453/mo
Deposit HK$5.02M · loan HK$11.71M · min. income ≈ HK$113,484/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$627,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,400
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$60,993
−HK$1,616/mo
Today · 4.125%
HK$62,609
baseline
▲ 0.50% · 4.625%
HK$65,910
+HK$3,301/mo
Deposit HK$5.02M · loan HK$11.71M · min. income ≈ HK$125,218/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$627,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,649
−HK$4,305/mo
▼ 0.25% · 3.875%
HK$70,785
−HK$2,169/mo
Today · 4.125%
HK$72,954
baseline
▲ 0.50% · 4.625%
HK$77,393
+HK$4,439/mo
Deposit HK$1.67M · loan HK$15.05M · min. income ≈ HK$145,908/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,372
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$78,420
−HK$2,078/mo
Today · 4.125%
HK$80,498
baseline
▲ 0.50% · 4.625%
HK$84,741
+HK$4,243/mo
Deposit HK$1.67M · loan HK$15.05M · min. income ≈ HK$160,996/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,208 · Scale 2, in force from 26 Feb 2026)