LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,140
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$39,326
−HK$1,205/mo
Today · 4.125%
HK$40,531
baseline
▲ 0.50% · 4.625%
HK$42,998
+HK$2,467/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$81,062/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$627,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,430
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$43,568
−HK$1,154/mo
Today · 4.125%
HK$44,722
baseline
▲ 0.50% · 4.625%
HK$47,080
+HK$2,358/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$89,444/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$627,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,768
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$47,191
−HK$1,447/mo
Today · 4.125%
HK$48,638
baseline
▲ 0.50% · 4.625%
HK$51,597
+HK$2,959/mo
Deposit HK$6.69M · loan HK$10.04M · min. income ≈ HK$97,276/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,916
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$52,282
−HK$1,385/mo
Today · 4.125%
HK$53,667
baseline
▲ 0.50% · 4.625%
HK$56,496
+HK$2,829/mo
Deposit HK$6.69M · loan HK$10.04M · min. income ≈ HK$107,334/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,396
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$55,056
−HK$1,688/mo
Today · 4.125%
HK$56,744
baseline
▲ 0.50% · 4.625%
HK$60,197
+HK$3,453/mo
Deposit HK$5.02M · loan HK$11.71M · min. income ≈ HK$113,488/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,402
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$60,995
−HK$1,616/mo
Today · 4.125%
HK$62,611
baseline
▲ 0.50% · 4.625%
HK$65,912
+HK$3,301/mo
Deposit HK$5.02M · loan HK$11.71M · min. income ≈ HK$125,222/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,651
−HK$4,305/mo
▼ 0.25% · 3.875%
HK$70,787
−HK$2,169/mo
Today · 4.125%
HK$72,956
baseline
▲ 0.50% · 4.625%
HK$77,396
+HK$4,440/mo
Deposit HK$1.67M · loan HK$15.05M · min. income ≈ HK$145,912/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,374
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$78,422
−HK$2,078/mo
Today · 4.125%
HK$80,500
baseline
▲ 0.50% · 4.625%
HK$84,744
+HK$4,244/mo
Deposit HK$1.67M · loan HK$15.05M · min. income ≈ HK$161,000/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,227 · Scale 2, in force from 26 Feb 2026)