LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,141
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$39,327
−HK$1,205/mo
Today · 4.125%
HK$40,532
baseline
▲ 0.50% · 4.625%
HK$42,999
+HK$2,467/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$81,064/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$627,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,431
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$43,569
−HK$1,155/mo
Today · 4.125%
HK$44,724
baseline
▲ 0.50% · 4.625%
HK$47,081
+HK$2,357/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$89,448/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$627,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,769
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$47,193
−HK$1,446/mo
Today · 4.125%
HK$48,639
baseline
▲ 0.50% · 4.625%
HK$51,599
+HK$2,960/mo
Deposit HK$6.69M · loan HK$10.04M · min. income ≈ HK$97,278/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,917
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$52,283
−HK$1,385/mo
Today · 4.125%
HK$53,668
baseline
▲ 0.50% · 4.625%
HK$56,497
+HK$2,829/mo
Deposit HK$6.69M · loan HK$10.04M · min. income ≈ HK$107,336/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,397
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$55,058
−HK$1,687/mo
Today · 4.125%
HK$56,745
baseline
▲ 0.50% · 4.625%
HK$60,198
+HK$3,453/mo
Deposit HK$5.02M · loan HK$11.71M · min. income ≈ HK$113,490/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,404
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$60,997
−HK$1,616/mo
Today · 4.125%
HK$62,613
baseline
▲ 0.50% · 4.625%
HK$65,913
+HK$3,300/mo
Deposit HK$5.02M · loan HK$11.71M · min. income ≈ HK$125,226/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,653
−HK$4,305/mo
▼ 0.25% · 3.875%
HK$70,789
−HK$2,169/mo
Today · 4.125%
HK$72,958
baseline
▲ 0.50% · 4.625%
HK$77,398
+HK$4,440/mo
Deposit HK$1.67M · loan HK$15.05M · min. income ≈ HK$145,916/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,376
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$78,424
−HK$2,078/mo
Today · 4.125%
HK$80,502
baseline
▲ 0.50% · 4.625%
HK$84,746
+HK$4,244/mo
Deposit HK$1.67M · loan HK$15.05M · min. income ≈ HK$161,004/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,244 · Scale 2, in force from 26 Feb 2026)