LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,143
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$39,329
−HK$1,206/mo
Today · 4.125%
HK$40,535
baseline
▲ 0.50% · 4.625%
HK$43,001
+HK$2,466/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$81,070/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$627,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,433
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$43,571
−HK$1,155/mo
Today · 4.125%
HK$44,726
baseline
▲ 0.50% · 4.625%
HK$47,084
+HK$2,358/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$89,452/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$627,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,771
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$47,195
−HK$1,447/mo
Today · 4.125%
HK$48,642
baseline
▲ 0.50% · 4.625%
HK$51,601
+HK$2,959/mo
Deposit HK$6.69M · loan HK$10.04M · min. income ≈ HK$97,284/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,920
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$52,286
−HK$1,385/mo
Today · 4.125%
HK$53,671
baseline
▲ 0.50% · 4.625%
HK$56,500
+HK$2,829/mo
Deposit HK$6.69M · loan HK$10.04M · min. income ≈ HK$107,342/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,400
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$55,061
−HK$1,687/mo
Today · 4.125%
HK$56,748
baseline
▲ 0.50% · 4.625%
HK$60,201
+HK$3,453/mo
Deposit HK$5.02M · loan HK$11.71M · min. income ≈ HK$113,496/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,407
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$61,000
−HK$1,616/mo
Today · 4.125%
HK$62,616
baseline
▲ 0.50% · 4.625%
HK$65,917
+HK$3,301/mo
Deposit HK$5.02M · loan HK$11.71M · min. income ≈ HK$125,232/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,657
−HK$4,305/mo
▼ 0.25% · 3.875%
HK$70,793
−HK$2,169/mo
Today · 4.125%
HK$72,962
baseline
▲ 0.50% · 4.625%
HK$77,402
+HK$4,440/mo
Deposit HK$1.67M · loan HK$15.05M · min. income ≈ HK$145,924/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,380
−HK$4,127/mo
▼ 0.25% · 3.875%
HK$78,429
−HK$2,078/mo
Today · 4.125%
HK$80,507
baseline
▲ 0.50% · 4.625%
HK$84,750
+HK$4,243/mo
Deposit HK$1.67M · loan HK$15.05M · min. income ≈ HK$161,014/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,278 · Scale 2, in force from 26 Feb 2026)