LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,144
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$39,330
−HK$1,205/mo
Today · 4.125%
HK$40,535
baseline
▲ 0.50% · 4.625%
HK$43,002
+HK$2,467/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$81,070/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$627,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,434
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$43,572
−HK$1,155/mo
Today · 4.125%
HK$44,727
baseline
▲ 0.50% · 4.625%
HK$47,085
+HK$2,358/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$89,454/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$627,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,772
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$47,196
−HK$1,447/mo
Today · 4.125%
HK$48,643
baseline
▲ 0.50% · 4.625%
HK$51,602
+HK$2,959/mo
Deposit HK$6.69M · loan HK$10.04M · min. income ≈ HK$97,286/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,921
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$52,287
−HK$1,385/mo
Today · 4.125%
HK$53,672
baseline
▲ 0.50% · 4.625%
HK$56,501
+HK$2,829/mo
Deposit HK$6.69M · loan HK$10.04M · min. income ≈ HK$107,344/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,401
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$55,062
−HK$1,688/mo
Today · 4.125%
HK$56,750
baseline
▲ 0.50% · 4.625%
HK$60,203
+HK$3,453/mo
Deposit HK$5.02M · loan HK$11.71M · min. income ≈ HK$113,500/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,408
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$61,001
−HK$1,617/mo
Today · 4.125%
HK$62,618
baseline
▲ 0.50% · 4.625%
HK$65,918
+HK$3,300/mo
Deposit HK$5.02M · loan HK$11.71M · min. income ≈ HK$125,236/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,658
−HK$4,306/mo
▼ 0.25% · 3.875%
HK$70,794
−HK$2,170/mo
Today · 4.125%
HK$72,964
baseline
▲ 0.50% · 4.625%
HK$77,404
+HK$4,440/mo
Deposit HK$1.67M · loan HK$15.05M · min. income ≈ HK$145,928/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,382
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$78,430
−HK$2,078/mo
Today · 4.125%
HK$80,508
baseline
▲ 0.50% · 4.625%
HK$84,752
+HK$4,244/mo
Deposit HK$1.67M · loan HK$15.05M · min. income ≈ HK$161,016/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,291 · Scale 2, in force from 26 Feb 2026)