LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,145
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$39,332
−HK$1,205/mo
Today · 4.125%
HK$40,537
baseline
▲ 0.50% · 4.625%
HK$43,004
+HK$2,467/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$81,074/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$627,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,436
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$43,574
−HK$1,155/mo
Today · 4.125%
HK$44,729
baseline
▲ 0.50% · 4.625%
HK$47,087
+HK$2,358/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$89,458/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$627,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,774
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$47,198
−HK$1,447/mo
Today · 4.125%
HK$48,645
baseline
▲ 0.50% · 4.625%
HK$51,605
+HK$2,960/mo
Deposit HK$6.69M · loan HK$10.04M · min. income ≈ HK$97,290/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,923
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$52,289
−HK$1,386/mo
Today · 4.125%
HK$53,675
baseline
▲ 0.50% · 4.625%
HK$56,504
+HK$2,829/mo
Deposit HK$6.69M · loan HK$10.04M · min. income ≈ HK$107,350/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,403
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$55,065
−HK$1,687/mo
Today · 4.125%
HK$56,752
baseline
▲ 0.50% · 4.625%
HK$60,205
+HK$3,453/mo
Deposit HK$5.02M · loan HK$11.71M · min. income ≈ HK$113,504/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,411
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$61,004
−HK$1,616/mo
Today · 4.125%
HK$62,620
baseline
▲ 0.50% · 4.625%
HK$65,921
+HK$3,301/mo
Deposit HK$5.02M · loan HK$11.71M · min. income ≈ HK$125,240/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,661
−HK$4,306/mo
▼ 0.25% · 3.875%
HK$70,797
−HK$2,170/mo
Today · 4.125%
HK$72,967
baseline
▲ 0.50% · 4.625%
HK$77,407
+HK$4,440/mo
Deposit HK$1.67M · loan HK$15.06M · min. income ≈ HK$145,934/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,385
−HK$4,127/mo
▼ 0.25% · 3.875%
HK$78,434
−HK$2,078/mo
Today · 4.125%
HK$80,512
baseline
▲ 0.50% · 4.625%
HK$84,756
+HK$4,244/mo
Deposit HK$1.67M · loan HK$15.06M · min. income ≈ HK$161,024/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,319 · Scale 2, in force from 26 Feb 2026)