LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,148
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$39,335
−HK$1,205/mo
Today · 4.125%
HK$40,540
baseline
▲ 0.50% · 4.625%
HK$43,007
+HK$2,467/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$81,080/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$627,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,439
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$43,577
−HK$1,155/mo
Today · 4.125%
HK$44,732
baseline
▲ 0.50% · 4.625%
HK$47,090
+HK$2,358/mo
Deposit HK$8.36M · loan HK$8.36M · min. income ≈ HK$89,464/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$627,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,778
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$47,201
−HK$1,447/mo
Today · 4.125%
HK$48,648
baseline
▲ 0.50% · 4.625%
HK$51,608
+HK$2,960/mo
Deposit HK$6.69M · loan HK$10.04M · min. income ≈ HK$97,296/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,927
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$52,293
−HK$1,385/mo
Today · 4.125%
HK$53,678
baseline
▲ 0.50% · 4.625%
HK$56,508
+HK$2,830/mo
Deposit HK$6.69M · loan HK$10.04M · min. income ≈ HK$107,356/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,407
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$55,068
−HK$1,688/mo
Today · 4.125%
HK$56,756
baseline
▲ 0.50% · 4.625%
HK$60,210
+HK$3,454/mo
Deposit HK$5.02M · loan HK$11.71M · min. income ≈ HK$113,512/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,415
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$61,008
−HK$1,617/mo
Today · 4.125%
HK$62,625
baseline
▲ 0.50% · 4.625%
HK$65,926
+HK$3,301/mo
Deposit HK$5.02M · loan HK$11.71M · min. income ≈ HK$125,250/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,666
−HK$4,306/mo
▼ 0.25% · 3.875%
HK$70,802
−HK$2,170/mo
Today · 4.125%
HK$72,972
baseline
▲ 0.50% · 4.625%
HK$77,412
+HK$4,440/mo
Deposit HK$1.67M · loan HK$15.06M · min. income ≈ HK$145,944/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,391
−HK$4,127/mo
▼ 0.25% · 3.875%
HK$78,439
−HK$2,079/mo
Today · 4.125%
HK$80,518
baseline
▲ 0.50% · 4.625%
HK$84,762
+HK$4,244/mo
Deposit HK$1.67M · loan HK$15.06M · min. income ≈ HK$161,036/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,363 · Scale 2, in force from 26 Feb 2026)