LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,156
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$39,343
−HK$1,206/mo
Today · 4.125%
HK$40,549
baseline
▲ 0.50% · 4.625%
HK$43,017
+HK$2,468/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$81,098/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$627,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,449
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$43,587
−HK$1,155/mo
Today · 4.125%
HK$44,742
baseline
▲ 0.50% · 4.625%
HK$47,100
+HK$2,358/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$89,484/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$627,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,788
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$47,212
−HK$1,447/mo
Today · 4.125%
HK$48,659
baseline
▲ 0.50% · 4.625%
HK$51,620
+HK$2,961/mo
Deposit HK$6.69M · loan HK$10.04M · min. income ≈ HK$97,318/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,938
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$52,305
−HK$1,385/mo
Today · 4.125%
HK$53,690
baseline
▲ 0.50% · 4.625%
HK$56,521
+HK$2,831/mo
Deposit HK$6.69M · loan HK$10.04M · min. income ≈ HK$107,380/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,419
−HK$3,350/mo
▼ 0.25% · 3.875%
HK$55,081
−HK$1,688/mo
Today · 4.125%
HK$56,769
baseline
▲ 0.50% · 4.625%
HK$60,223
+HK$3,454/mo
Deposit HK$5.02M · loan HK$11.71M · min. income ≈ HK$113,538/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,428
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$61,022
−HK$1,617/mo
Today · 4.125%
HK$62,639
baseline
▲ 0.50% · 4.625%
HK$65,941
+HK$3,302/mo
Deposit HK$5.02M · loan HK$11.71M · min. income ≈ HK$125,278/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,682
−HK$4,307/mo
▼ 0.25% · 3.875%
HK$70,818
−HK$2,171/mo
Today · 4.125%
HK$72,989
baseline
▲ 0.50% · 4.625%
HK$77,430
+HK$4,441/mo
Deposit HK$1.67M · loan HK$15.06M · min. income ≈ HK$145,978/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,408
−HK$4,128/mo
▼ 0.25% · 3.875%
HK$78,457
−HK$2,079/mo
Today · 4.125%
HK$80,536
baseline
▲ 0.50% · 4.625%
HK$84,781
+HK$4,245/mo
Deposit HK$1.67M · loan HK$15.06M · min. income ≈ HK$161,072/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,503 · Scale 2, in force from 26 Feb 2026)