LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,160
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$39,347
−HK$1,206/mo
Today · 4.125%
HK$40,553
baseline
▲ 0.50% · 4.625%
HK$43,020
+HK$2,467/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$81,106/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$627,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,452
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$43,591
−HK$1,155/mo
Today · 4.125%
HK$44,746
baseline
▲ 0.50% · 4.625%
HK$47,104
+HK$2,358/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$89,492/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$627,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,792
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$47,216
−HK$1,447/mo
Today · 4.125%
HK$48,663
baseline
▲ 0.50% · 4.625%
HK$51,624
+HK$2,961/mo
Deposit HK$6.69M · loan HK$10.04M · min. income ≈ HK$97,326/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,943
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$52,309
−HK$1,386/mo
Today · 4.125%
HK$53,695
baseline
▲ 0.50% · 4.625%
HK$56,525
+HK$2,830/mo
Deposit HK$6.69M · loan HK$10.04M · min. income ≈ HK$107,390/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,424
−HK$3,350/mo
▼ 0.25% · 3.875%
HK$55,085
−HK$1,689/mo
Today · 4.125%
HK$56,774
baseline
▲ 0.50% · 4.625%
HK$60,228
+HK$3,454/mo
Deposit HK$5.02M · loan HK$11.71M · min. income ≈ HK$113,548/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,433
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$61,027
−HK$1,617/mo
Today · 4.125%
HK$62,644
baseline
▲ 0.50% · 4.625%
HK$65,946
+HK$3,302/mo
Deposit HK$5.02M · loan HK$11.71M · min. income ≈ HK$125,288/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,687
−HK$4,308/mo
▼ 0.25% · 3.875%
HK$70,824
−HK$2,171/mo
Today · 4.125%
HK$72,995
baseline
▲ 0.50% · 4.625%
HK$77,436
+HK$4,441/mo
Deposit HK$1.67M · loan HK$15.06M · min. income ≈ HK$145,990/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,414
−HK$4,128/mo
▼ 0.25% · 3.875%
HK$78,463
−HK$2,079/mo
Today · 4.125%
HK$80,542
baseline
▲ 0.50% · 4.625%
HK$84,788
+HK$4,246/mo
Deposit HK$1.67M · loan HK$15.06M · min. income ≈ HK$161,084/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,556 · Scale 2, in force from 26 Feb 2026)