LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,162
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$39,349
−HK$1,206/mo
Today · 4.125%
HK$40,555
baseline
▲ 0.50% · 4.625%
HK$43,023
+HK$2,468/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$81,110/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$627,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,455
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$43,594
−HK$1,155/mo
Today · 4.125%
HK$44,749
baseline
▲ 0.50% · 4.625%
HK$47,107
+HK$2,358/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$89,498/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$627,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,794
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$47,219
−HK$1,447/mo
Today · 4.125%
HK$48,666
baseline
▲ 0.50% · 4.625%
HK$51,627
+HK$2,961/mo
Deposit HK$6.69M · loan HK$10.04M · min. income ≈ HK$97,332/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,946
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$52,312
−HK$1,386/mo
Today · 4.125%
HK$53,698
baseline
▲ 0.50% · 4.625%
HK$56,529
+HK$2,831/mo
Deposit HK$6.69M · loan HK$10.04M · min. income ≈ HK$107,396/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,427
−HK$3,350/mo
▼ 0.25% · 3.875%
HK$55,089
−HK$1,688/mo
Today · 4.125%
HK$56,777
baseline
▲ 0.50% · 4.625%
HK$60,232
+HK$3,455/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$113,554/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,437
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$61,031
−HK$1,617/mo
Today · 4.125%
HK$62,648
baseline
▲ 0.50% · 4.625%
HK$65,950
+HK$3,302/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$125,296/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,692
−HK$4,307/mo
▼ 0.25% · 3.875%
HK$70,828
−HK$2,171/mo
Today · 4.125%
HK$72,999
baseline
▲ 0.50% · 4.625%
HK$77,441
+HK$4,442/mo
Deposit HK$1.67M · loan HK$15.06M · min. income ≈ HK$145,998/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,419
−HK$4,128/mo
▼ 0.25% · 3.875%
HK$78,468
−HK$2,079/mo
Today · 4.125%
HK$80,547
baseline
▲ 0.50% · 4.625%
HK$84,793
+HK$4,246/mo
Deposit HK$1.67M · loan HK$15.06M · min. income ≈ HK$161,094/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,595 · Scale 2, in force from 26 Feb 2026)