LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,162
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,349
−HK$1,207/mo
Today · 4.125%
HK$40,556
baseline
▲ 0.50% · 4.625%
HK$43,023
+HK$2,467/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$81,112/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$627,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,455
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$43,594
−HK$1,155/mo
Today · 4.125%
HK$44,749
baseline
▲ 0.50% · 4.625%
HK$47,108
+HK$2,359/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$89,498/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$627,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,795
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$47,219
−HK$1,448/mo
Today · 4.125%
HK$48,667
baseline
▲ 0.50% · 4.625%
HK$51,628
+HK$2,961/mo
Deposit HK$6.69M · loan HK$10.04M · min. income ≈ HK$97,334/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,946
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$52,313
−HK$1,386/mo
Today · 4.125%
HK$53,699
baseline
▲ 0.50% · 4.625%
HK$56,529
+HK$2,830/mo
Deposit HK$6.69M · loan HK$10.04M · min. income ≈ HK$107,398/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,427
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$55,089
−HK$1,689/mo
Today · 4.125%
HK$56,778
baseline
▲ 0.50% · 4.625%
HK$60,233
+HK$3,455/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$113,556/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,437
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$61,032
−HK$1,617/mo
Today · 4.125%
HK$62,649
baseline
▲ 0.50% · 4.625%
HK$65,951
+HK$3,302/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$125,298/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,692
−HK$4,308/mo
▼ 0.25% · 3.875%
HK$70,829
−HK$2,171/mo
Today · 4.125%
HK$73,000
baseline
▲ 0.50% · 4.625%
HK$77,442
+HK$4,442/mo
Deposit HK$1.67M · loan HK$15.06M · min. income ≈ HK$146,000/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,420
−HK$4,128/mo
▼ 0.25% · 3.875%
HK$78,469
−HK$2,079/mo
Today · 4.125%
HK$80,548
baseline
▲ 0.50% · 4.625%
HK$84,794
+HK$4,246/mo
Deposit HK$1.67M · loan HK$15.06M · min. income ≈ HK$161,096/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,601 · Scale 2, in force from 26 Feb 2026)