LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,163
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,350
−HK$1,207/mo
Today · 4.125%
HK$40,557
baseline
▲ 0.50% · 4.625%
HK$43,024
+HK$2,467/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$81,114/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$627,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,456
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$43,595
−HK$1,155/mo
Today · 4.125%
HK$44,750
baseline
▲ 0.50% · 4.625%
HK$47,109
+HK$2,359/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$89,500/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$627,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,796
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$47,221
−HK$1,447/mo
Today · 4.125%
HK$48,668
baseline
▲ 0.50% · 4.625%
HK$51,629
+HK$2,961/mo
Deposit HK$6.69M · loan HK$10.04M · min. income ≈ HK$97,336/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,948
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$52,314
−HK$1,386/mo
Today · 4.125%
HK$53,700
baseline
▲ 0.50% · 4.625%
HK$56,531
+HK$2,831/mo
Deposit HK$6.69M · loan HK$10.04M · min. income ≈ HK$107,400/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,429
−HK$3,350/mo
▼ 0.25% · 3.875%
HK$55,091
−HK$1,688/mo
Today · 4.125%
HK$56,779
baseline
▲ 0.50% · 4.625%
HK$60,234
+HK$3,455/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$113,558/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,439
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$61,033
−HK$1,617/mo
Today · 4.125%
HK$62,650
baseline
▲ 0.50% · 4.625%
HK$65,953
+HK$3,303/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$125,300/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,694
−HK$4,308/mo
▼ 0.25% · 3.875%
HK$70,831
−HK$2,171/mo
Today · 4.125%
HK$73,002
baseline
▲ 0.50% · 4.625%
HK$77,444
+HK$4,442/mo
Deposit HK$1.67M · loan HK$15.06M · min. income ≈ HK$146,004/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,421
−HK$4,129/mo
▼ 0.25% · 3.875%
HK$78,471
−HK$2,079/mo
Today · 4.125%
HK$80,550
baseline
▲ 0.50% · 4.625%
HK$84,796
+HK$4,246/mo
Deposit HK$1.67M · loan HK$15.06M · min. income ≈ HK$161,100/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,617 · Scale 2, in force from 26 Feb 2026)