LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,166
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$39,353
−HK$1,206/mo
Today · 4.125%
HK$40,559
baseline
▲ 0.50% · 4.625%
HK$43,027
+HK$2,468/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$81,118/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$627,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,459
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$43,598
−HK$1,155/mo
Today · 4.125%
HK$44,753
baseline
▲ 0.50% · 4.625%
HK$47,112
+HK$2,359/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$89,506/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$627,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,799
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$47,224
−HK$1,447/mo
Today · 4.125%
HK$48,671
baseline
▲ 0.50% · 4.625%
HK$51,633
+HK$2,962/mo
Deposit HK$6.70M · loan HK$10.04M · min. income ≈ HK$97,342/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,951
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$52,317
−HK$1,387/mo
Today · 4.125%
HK$53,704
baseline
▲ 0.50% · 4.625%
HK$56,534
+HK$2,830/mo
Deposit HK$6.70M · loan HK$10.04M · min. income ≈ HK$107,408/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,432
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$55,094
−HK$1,689/mo
Today · 4.125%
HK$56,783
baseline
▲ 0.50% · 4.625%
HK$60,238
+HK$3,455/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$113,566/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,443
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$61,037
−HK$1,617/mo
Today · 4.125%
HK$62,654
baseline
▲ 0.50% · 4.625%
HK$65,957
+HK$3,303/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$125,308/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,699
−HK$4,308/mo
▼ 0.25% · 3.875%
HK$70,835
−HK$2,172/mo
Today · 4.125%
HK$73,007
baseline
▲ 0.50% · 4.625%
HK$77,449
+HK$4,442/mo
Deposit HK$1.67M · loan HK$15.06M · min. income ≈ HK$146,014/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,426
−HK$4,129/mo
▼ 0.25% · 3.875%
HK$78,476
−HK$2,079/mo
Today · 4.125%
HK$80,555
baseline
▲ 0.50% · 4.625%
HK$84,802
+HK$4,247/mo
Deposit HK$1.67M · loan HK$15.06M · min. income ≈ HK$161,110/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,658 · Scale 2, in force from 26 Feb 2026)