LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,166
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,354
−HK$1,206/mo
Today · 4.125%
HK$40,560
baseline
▲ 0.50% · 4.625%
HK$43,028
+HK$2,468/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$81,120/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$627,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,460
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$43,598
−HK$1,156/mo
Today · 4.125%
HK$44,754
baseline
▲ 0.50% · 4.625%
HK$47,113
+HK$2,359/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$89,508/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$627,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,800
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$47,224
−HK$1,448/mo
Today · 4.125%
HK$48,672
baseline
▲ 0.50% · 4.625%
HK$51,633
+HK$2,961/mo
Deposit HK$6.70M · loan HK$10.04M · min. income ≈ HK$97,344/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,952
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$52,318
−HK$1,386/mo
Today · 4.125%
HK$53,704
baseline
▲ 0.50% · 4.625%
HK$56,535
+HK$2,831/mo
Deposit HK$6.70M · loan HK$10.04M · min. income ≈ HK$107,408/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,433
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$55,095
−HK$1,689/mo
Today · 4.125%
HK$56,784
baseline
▲ 0.50% · 4.625%
HK$60,239
+HK$3,455/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$113,568/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,444
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$61,038
−HK$1,617/mo
Today · 4.125%
HK$62,655
baseline
▲ 0.50% · 4.625%
HK$65,958
+HK$3,303/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$125,310/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,700
−HK$4,308/mo
▼ 0.25% · 3.875%
HK$70,836
−HK$2,172/mo
Today · 4.125%
HK$73,008
baseline
▲ 0.50% · 4.625%
HK$77,450
+HK$4,442/mo
Deposit HK$1.67M · loan HK$15.06M · min. income ≈ HK$146,016/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,428
−HK$4,129/mo
▼ 0.25% · 3.875%
HK$78,477
−HK$2,080/mo
Today · 4.125%
HK$80,557
baseline
▲ 0.50% · 4.625%
HK$84,803
+HK$4,246/mo
Deposit HK$1.67M · loan HK$15.06M · min. income ≈ HK$161,114/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,667 · Scale 2, in force from 26 Feb 2026)