LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,167
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,355
−HK$1,206/mo
Today · 4.125%
HK$40,561
baseline
▲ 0.50% · 4.625%
HK$43,029
+HK$2,468/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$81,122/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$627,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,461
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$43,600
−HK$1,155/mo
Today · 4.125%
HK$44,755
baseline
▲ 0.50% · 4.625%
HK$47,114
+HK$2,359/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$89,510/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$627,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,801
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$47,225
−HK$1,448/mo
Today · 4.125%
HK$48,673
baseline
▲ 0.50% · 4.625%
HK$51,635
+HK$2,962/mo
Deposit HK$6.70M · loan HK$10.04M · min. income ≈ HK$97,346/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,953
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$52,319
−HK$1,387/mo
Today · 4.125%
HK$53,706
baseline
▲ 0.50% · 4.625%
HK$56,537
+HK$2,831/mo
Deposit HK$6.70M · loan HK$10.04M · min. income ≈ HK$107,412/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,434
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$55,096
−HK$1,689/mo
Today · 4.125%
HK$56,785
baseline
▲ 0.50% · 4.625%
HK$60,240
+HK$3,455/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$113,570/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,445
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$61,039
−HK$1,618/mo
Today · 4.125%
HK$62,657
baseline
▲ 0.50% · 4.625%
HK$65,959
+HK$3,302/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$125,314/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,701
−HK$4,308/mo
▼ 0.25% · 3.875%
HK$70,838
−HK$2,171/mo
Today · 4.125%
HK$73,009
baseline
▲ 0.50% · 4.625%
HK$77,452
+HK$4,443/mo
Deposit HK$1.67M · loan HK$15.06M · min. income ≈ HK$146,018/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,429
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$78,479
−HK$2,080/mo
Today · 4.125%
HK$80,559
baseline
▲ 0.50% · 4.625%
HK$84,805
+HK$4,246/mo
Deposit HK$1.67M · loan HK$15.06M · min. income ≈ HK$161,118/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,682 · Scale 2, in force from 26 Feb 2026)