LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,170
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,358
−HK$1,206/mo
Today · 4.125%
HK$40,564
baseline
▲ 0.50% · 4.625%
HK$43,032
+HK$2,468/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$81,128/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$627,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,464
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$43,603
−HK$1,155/mo
Today · 4.125%
HK$44,758
baseline
▲ 0.50% · 4.625%
HK$47,117
+HK$2,359/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$89,516/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$627,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,804
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$47,229
−HK$1,448/mo
Today · 4.125%
HK$48,677
baseline
▲ 0.50% · 4.625%
HK$51,638
+HK$2,961/mo
Deposit HK$6.70M · loan HK$10.04M · min. income ≈ HK$97,354/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,957
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$52,323
−HK$1,387/mo
Today · 4.125%
HK$53,710
baseline
▲ 0.50% · 4.625%
HK$56,541
+HK$2,831/mo
Deposit HK$6.70M · loan HK$10.04M · min. income ≈ HK$107,420/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,438
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$55,101
−HK$1,688/mo
Today · 4.125%
HK$56,789
baseline
▲ 0.50% · 4.625%
HK$60,245
+HK$3,456/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$113,578/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,450
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$61,044
−HK$1,617/mo
Today · 4.125%
HK$62,661
baseline
▲ 0.50% · 4.625%
HK$65,964
+HK$3,303/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$125,322/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,706
−HK$4,309/mo
▼ 0.25% · 3.875%
HK$70,844
−HK$2,171/mo
Today · 4.125%
HK$73,015
baseline
▲ 0.50% · 4.625%
HK$77,458
+HK$4,443/mo
Deposit HK$1.67M · loan HK$15.07M · min. income ≈ HK$146,030/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,435
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$78,485
−HK$2,080/mo
Today · 4.125%
HK$80,565
baseline
▲ 0.50% · 4.625%
HK$84,811
+HK$4,246/mo
Deposit HK$1.67M · loan HK$15.07M · min. income ≈ HK$161,130/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,729 · Scale 2, in force from 26 Feb 2026)