LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,171
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,359
−HK$1,206/mo
Today · 4.125%
HK$40,565
baseline
▲ 0.50% · 4.625%
HK$43,033
+HK$2,468/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$81,130/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$627,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,465
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$43,604
−HK$1,155/mo
Today · 4.125%
HK$44,759
baseline
▲ 0.50% · 4.625%
HK$47,119
+HK$2,360/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$89,518/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$627,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,806
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$47,230
−HK$1,448/mo
Today · 4.125%
HK$48,678
baseline
▲ 0.50% · 4.625%
HK$51,640
+HK$2,962/mo
Deposit HK$6.70M · loan HK$10.04M · min. income ≈ HK$97,356/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,958
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$52,325
−HK$1,386/mo
Today · 4.125%
HK$53,711
baseline
▲ 0.50% · 4.625%
HK$56,543
+HK$2,832/mo
Deposit HK$6.70M · loan HK$10.04M · min. income ≈ HK$107,422/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,440
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$55,102
−HK$1,689/mo
Today · 4.125%
HK$56,791
baseline
▲ 0.50% · 4.625%
HK$60,247
+HK$3,456/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$113,582/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,451
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$61,046
−HK$1,617/mo
Today · 4.125%
HK$62,663
baseline
▲ 0.50% · 4.625%
HK$65,966
+HK$3,303/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$125,326/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,708
−HK$4,309/mo
▼ 0.25% · 3.875%
HK$70,846
−HK$2,171/mo
Today · 4.125%
HK$73,017
baseline
▲ 0.50% · 4.625%
HK$77,460
+HK$4,443/mo
Deposit HK$1.67M · loan HK$15.07M · min. income ≈ HK$146,034/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,437
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$78,487
−HK$2,080/mo
Today · 4.125%
HK$80,567
baseline
▲ 0.50% · 4.625%
HK$84,814
+HK$4,247/mo
Deposit HK$1.67M · loan HK$15.07M · min. income ≈ HK$161,134/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,747 · Scale 2, in force from 26 Feb 2026)