LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,173
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,360
−HK$1,207/mo
Today · 4.125%
HK$40,567
baseline
▲ 0.50% · 4.625%
HK$43,035
+HK$2,468/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$81,134/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$627,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,467
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$43,606
−HK$1,155/mo
Today · 4.125%
HK$44,761
baseline
▲ 0.50% · 4.625%
HK$47,121
+HK$2,360/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$89,522/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$627,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,808
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$47,232
−HK$1,448/mo
Today · 4.125%
HK$48,680
baseline
▲ 0.50% · 4.625%
HK$51,642
+HK$2,962/mo
Deposit HK$6.70M · loan HK$10.04M · min. income ≈ HK$97,360/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,960
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$52,327
−HK$1,387/mo
Today · 4.125%
HK$53,714
baseline
▲ 0.50% · 4.625%
HK$56,545
+HK$2,831/mo
Deposit HK$6.70M · loan HK$10.04M · min. income ≈ HK$107,428/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,442
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$55,105
−HK$1,688/mo
Today · 4.125%
HK$56,793
baseline
▲ 0.50% · 4.625%
HK$60,249
+HK$3,456/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$113,586/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,454
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$61,048
−HK$1,618/mo
Today · 4.125%
HK$62,666
baseline
▲ 0.50% · 4.625%
HK$65,969
+HK$3,303/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$125,332/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,711
−HK$4,309/mo
▼ 0.25% · 3.875%
HK$70,849
−HK$2,171/mo
Today · 4.125%
HK$73,020
baseline
▲ 0.50% · 4.625%
HK$77,463
+HK$4,443/mo
Deposit HK$1.67M · loan HK$15.07M · min. income ≈ HK$146,040/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,441
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$78,491
−HK$2,080/mo
Today · 4.125%
HK$80,571
baseline
▲ 0.50% · 4.625%
HK$84,818
+HK$4,247/mo
Deposit HK$1.67M · loan HK$15.07M · min. income ≈ HK$161,142/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,775 · Scale 2, in force from 26 Feb 2026)