LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,174
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,361
−HK$1,207/mo
Today · 4.125%
HK$40,568
baseline
▲ 0.50% · 4.625%
HK$43,036
+HK$2,468/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$81,136/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$627,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,468
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$43,607
−HK$1,155/mo
Today · 4.125%
HK$44,762
baseline
▲ 0.50% · 4.625%
HK$47,122
+HK$2,360/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$89,524/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$627,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,809
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$47,233
−HK$1,448/mo
Today · 4.125%
HK$48,681
baseline
▲ 0.50% · 4.625%
HK$51,643
+HK$2,962/mo
Deposit HK$6.70M · loan HK$10.04M · min. income ≈ HK$97,362/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,962
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$52,328
−HK$1,387/mo
Today · 4.125%
HK$53,715
baseline
▲ 0.50% · 4.625%
HK$56,546
+HK$2,831/mo
Deposit HK$6.70M · loan HK$10.04M · min. income ≈ HK$107,430/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,443
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$55,106
−HK$1,689/mo
Today · 4.125%
HK$56,795
baseline
▲ 0.50% · 4.625%
HK$60,251
+HK$3,456/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$113,590/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,455
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$61,050
−HK$1,617/mo
Today · 4.125%
HK$62,667
baseline
▲ 0.50% · 4.625%
HK$65,971
+HK$3,304/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$125,334/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,713
−HK$4,309/mo
▼ 0.25% · 3.875%
HK$70,850
−HK$2,172/mo
Today · 4.125%
HK$73,022
baseline
▲ 0.50% · 4.625%
HK$77,465
+HK$4,443/mo
Deposit HK$1.67M · loan HK$15.07M · min. income ≈ HK$146,044/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,442
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$78,493
−HK$2,079/mo
Today · 4.125%
HK$80,572
baseline
▲ 0.50% · 4.625%
HK$84,819
+HK$4,247/mo
Deposit HK$1.67M · loan HK$15.07M · min. income ≈ HK$161,144/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,789 · Scale 2, in force from 26 Feb 2026)