LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,175
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$39,362
−HK$1,206/mo
Today · 4.125%
HK$40,568
baseline
▲ 0.50% · 4.625%
HK$43,037
+HK$2,469/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$81,136/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$627,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,469
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$43,608
−HK$1,155/mo
Today · 4.125%
HK$44,763
baseline
▲ 0.50% · 4.625%
HK$47,123
+HK$2,360/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$89,526/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$627,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,809
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$47,234
−HK$1,448/mo
Today · 4.125%
HK$48,682
baseline
▲ 0.50% · 4.625%
HK$51,644
+HK$2,962/mo
Deposit HK$6.70M · loan HK$10.04M · min. income ≈ HK$97,364/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,963
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$52,329
−HK$1,387/mo
Today · 4.125%
HK$53,716
baseline
▲ 0.50% · 4.625%
HK$56,547
+HK$2,831/mo
Deposit HK$6.70M · loan HK$10.04M · min. income ≈ HK$107,432/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,444
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$55,107
−HK$1,689/mo
Today · 4.125%
HK$56,796
baseline
▲ 0.50% · 4.625%
HK$60,252
+HK$3,456/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$113,592/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,456
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$61,051
−HK$1,618/mo
Today · 4.125%
HK$62,669
baseline
▲ 0.50% · 4.625%
HK$65,972
+HK$3,303/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$125,338/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,714
−HK$4,309/mo
▼ 0.25% · 3.875%
HK$70,852
−HK$2,171/mo
Today · 4.125%
HK$73,023
baseline
▲ 0.50% · 4.625%
HK$77,466
+HK$4,443/mo
Deposit HK$1.67M · loan HK$15.07M · min. income ≈ HK$146,046/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,444
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$78,494
−HK$2,080/mo
Today · 4.125%
HK$80,574
baseline
▲ 0.50% · 4.625%
HK$84,821
+HK$4,247/mo
Deposit HK$1.67M · loan HK$15.07M · min. income ≈ HK$161,148/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,801 · Scale 2, in force from 26 Feb 2026)