LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,176
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,364
−HK$1,206/mo
Today · 4.125%
HK$40,570
baseline
▲ 0.50% · 4.625%
HK$43,039
+HK$2,469/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$81,140/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$627,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,471
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$43,610
−HK$1,155/mo
Today · 4.125%
HK$44,765
baseline
▲ 0.50% · 4.625%
HK$47,125
+HK$2,360/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$89,530/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$627,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,812
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$47,237
−HK$1,447/mo
Today · 4.125%
HK$48,684
baseline
▲ 0.50% · 4.625%
HK$51,647
+HK$2,963/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$97,368/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,965
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$52,332
−HK$1,386/mo
Today · 4.125%
HK$53,718
baseline
▲ 0.50% · 4.625%
HK$56,550
+HK$2,832/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$107,436/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,447
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$55,109
−HK$1,690/mo
Today · 4.125%
HK$56,799
baseline
▲ 0.50% · 4.625%
HK$60,255
+HK$3,456/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$113,598/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,459
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$61,054
−HK$1,618/mo
Today · 4.125%
HK$62,672
baseline
▲ 0.50% · 4.625%
HK$65,975
+HK$3,303/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$125,344/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,717
−HK$4,310/mo
▼ 0.25% · 3.875%
HK$70,855
−HK$2,172/mo
Today · 4.125%
HK$73,027
baseline
▲ 0.50% · 4.625%
HK$77,470
+HK$4,443/mo
Deposit HK$1.67M · loan HK$15.07M · min. income ≈ HK$146,054/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,447
−HK$4,131/mo
▼ 0.25% · 3.875%
HK$78,498
−HK$2,080/mo
Today · 4.125%
HK$80,578
baseline
▲ 0.50% · 4.625%
HK$84,825
+HK$4,247/mo
Deposit HK$1.67M · loan HK$15.07M · min. income ≈ HK$161,156/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,831 · Scale 2, in force from 26 Feb 2026)